- Q1 2024 Bread Financial Holdings Inc Earnings Call TranscriptApr 25, 2024€33.81 (+2.30%)Earnings
- Q4 2023 Bread Financial Holdings Inc Earnings Call TranscriptJan 25, 2024€30 (+7.91%)Earnings
- Bread Financial Holdings Inc at Goldman Sachs Financial Services Conference (Virtual) TranscriptDec 06, 2023
- Q3 2023 Bread Financial Holdings Inc Earnings Call TranscriptOct 26, 2023€26 (-0.76%)Earnings
- Bread Financial Holdings Inc at Barclays Global Financial Services Conference TranscriptSep 12, 2023
- Q2 2023 Bread Financial Holdings Inc Earnings Call TranscriptJul 27, 2023€35.6 (+8.54%)Earnings
- Bread Financial Holdings Inc at Morgan Stanley US Financials, Payments, and CRE Conference TranscriptJun 13, 2023
- Q1 2023 Bread Financial Holdings Inc Earnings Call TranscriptApr 27, 2023€24.6 (+2.50%)Earnings
- Bread Financial Holdings Inc at Wolfe Research FinTech Forum TranscriptMar 15, 2023
- Bread Financial Holdings Inc at RBC Capital Markets Global Financial Institutions Conference TranscriptMar 08, 2023
- Bread Financial Holdings Inc at KBW Fintech Payments Conference TranscriptFeb 28, 2023
- Bread Financial Holdings Inc at Bank of America US Financials Conference TranscriptFeb 15, 2023
- Bread Financial Holdings Inc at Credit Suisse Financial Services Forum TranscriptFeb 14, 2023
- Q4 2022 Bread Financial Holdings Inc Earnings Call TranscriptJan 26, 2023€35.97 (-8.05%)Earnings
- Bread Financial Holdings Inc at Goldman Sachs US Financial Services Conference TranscriptDec 07, 2022
- Q3 2022 Bread Financial Holdings Inc Earnings Call TranscriptOct 27, 2022€32.43 (-0.38%)Earnings
- Bread Financial Holdings Inc at Barclays Global Financial Services Conference TranscriptSep 12, 2022
- Q2 2022 Bread Financial Holdings Inc Earnings Call TranscriptJul 28, 2022€41.52 (+0.76%)Earnings
- Bread Financial Holdings Inc at Morgan Stanley US Financials, Payments & CRE Conference TranscriptJun 14, 2022
- Q1 2022 Bread Financial Holdings Inc Earnings Call TranscriptApr 28, 2022€51.18 (-0.47%)Earnings
- Alliance Data Systems Corp at Wolfe Research Fintech Forum TranscriptMar 09, 2022
- Alliance Data Systems Corp at KBW Fintech Payments Conference TranscriptMar 03, 2022
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- Alliance Data Systems Corp at Goldman Sachs US Financial Services Conference TranscriptDec 07, 2021
- Q3 2021 Alliance Data Systems Corp Earnings Call TranscriptOct 28, 2021€60.07 (-2.03%)Earnings
- Alliance Data Systems Corp at Deutsche Bank Technology Conference (Virtual) TranscriptSep 09, 2021
- Q2 2021 Alliance Data Systems Corp Earnings Call TranscriptJul 29, 2021€62.81 (-3.22%)Earnings
- Alliance Data Systems Corp at Morgan Stanley US Financials, Payments & Commercial Real Estate Conference (Virtual) TranscriptJun 15, 2021
- Alliance Data Systems Corp Annual Shareholders Meeting TranscriptMay 27, 2021
- Alliance Data Systems Corp Virtual Investor Event TranscriptMay 18, 2021
- Q1 2021 Alliance Data Systems Corp Earnings Call TranscriptApr 29, 2021€74.6 (+11.12%)Earnings
- Alliance Data Systems Corp at Wolfe Research FinTech Forum (Virtual) TranscriptMar 10, 2021
- Alliance Data Systems Corp at KBW Payments FinTech Conference TranscriptFeb 23, 2021
- Q4 2020 Alliance Data Systems Corp Earnings Call TranscriptJan 28, 2021€44.98 (+2.12%)Earnings
- Alliance Data Systems Corp at Goldman Sachs Financial Services Conference (Virtual) TranscriptDec 08, 2020
- Q3 2020 Alliance Data Systems Corp Earnings Call TranscriptOct 29, 2020€29.9 (+2.26%)Earnings
- Q2 2020 Alliance Data Systems Corp Earnings Call TranscriptJul 23, 2020€29.07 (+4.42%)Earnings
- Alliance Data Systems Corp Annual Shareholders Meeting TranscriptJun 09, 2020
- Alliance Data Systems Corp at Deutsche Bank Global Financial Services Conference (Virtual) TranscriptMay 26, 2020
- Q1 2020 Alliance Data Systems Corp Earnings Call TranscriptApr 23, 2020€26.41 (-1.75%)Earnings
- Alliance Data Systems Corp to Provide Update On Current Impact of COVID-19 Conference Call TranscriptMar 24, 2020
- Alliance Data Systems Corp at KBW Cards, Payments & Financial Technology Symposium TranscriptMar 04, 2020
- Q4 2019 Alliance Data Systems Corp Earnings Call TranscriptJan 30, 2020€74.27 (-3.57%)Earnings
- Alliance Data Systems Corp at Goldman Sachs U.S. Financial Services Conference TranscriptDec 11, 2019
- Q3 2019 Alliance Data Systems Corp Earnings Call TranscriptOct 24, 2019€80.95 (-7.21%)Earnings
- Q2 2019 Alliance Data Systems Corp Earnings Call TranscriptJul 18, 2019€107.48 (+2.83%)Earnings
- Q1 2019 Alliance Data Systems Corp Earnings Call TranscriptApr 25, 2019€108.56 (-3.72%)Earnings
- Alliance Data Systems Corp at Wolfe Research Fintech Forum TranscriptMar 12, 2019
Bread Financial Holdings Inc at RBC Capital Markets Global Financial Institutions Conference Transcript
All right. Thank you, everyone, for being here. Next fireside chat is with Bread Financial. We have Ralph Andretta and Perry Beberman representing the company. And we're going to start -- most of you know, I think, what Bread Financial is all about, but let's have you, Ralph, just give a quick overview, describe Bread, and then we'll go to Perry and show some of the --
Sure. So we're formerly Alliance Data Systems, but we're a full-spectrum consumer lending, ranging from private label credit cards, co-brand credit cards, direct-to-consumer credit cards, buy now pay later, and pay in four and installment loan. We're also collect deposit, so we're couple of banks. So it's full consumer lending.
Questions & Answers
Okay. And just to -- we'll get to Perry on the numbers here, but either of you, big picture, what's your assessment of the economy and the
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