Q2 2019 Sampo Oyj Earnings Call Transcript
Ladies and gentlemen, welcome to this conference call on Sampo Group's January-June 2019 Results. I'm Jarmo Salonen, Head of Investor Relations at Sampo. And with me here in the studio, I have got Kari Stadigh, Group CEO and President; Knut Alsaker, our Group CFO; and Morten Thorsrud, our CEO for If P&C.
As always, we'll start with Kari's presentation, where he will highlight the most important things in the first 6 months of this year. But before handing over to Kari, let me just remind you that you can follow this transmission live at sampo.com/results, and a recorded version of the call will later be available at that same address. That's all from me. Now I hand over to Kari. Kari, please.
Thank you, Jarmo. Good afternoon and welcome to the conference call on my behalf as well. Sampo Group reported a profit before tax for the second quarter of EUR 506 million. This is lower than the Q2 last
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