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Well, good morning, and welcome, everyone. I hope for those of you who have been with M&G, you have a time for a short break. This is the first time that I'm speaking with you all together. Of course, I'm sure you would rather be here in person as I would. And as restriction ease, I'm sure that will happen. For now, we're here in a COVID-secure environment, and I'm here with Stephanie, our CFO.
I'm going to take you through my swat analysis of the business and our new strategy for growth. I'm then going to invite Stephanie to cover our 2020 results and our financial outlook before coming back to address the topic of capital, and why I view this business as a compelling opportunity from a shareholder perspective. We'll then have a 5-minute break after our presentations, and we'll open up the lines and have a discussion.
Over the next few slides, I'm going to take you through my initial assessment of the business and based upon that, the actions that we have already taken to create momentum in 2021. I'll then outline our
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