Q3 2020 Danske Bank A/S Earnings Call Transcript
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Welcome to the conference call for Danske Bank's financial results for the first 9 months of 2020. Thank you all for taking the time to listen in on this call today. My name is Claus Ingar Jensen, and I am the Head of Danske Bank's Investor Relations. With me today, I have our CEO, Chris Vogelzang; and our CFO, Stephan Engels.
Slide 1, please. In today's call, we will present Danske Bank's financial results for the first 9 months of 2020. We aim to keep this presentation to around 25 minutes. After the presentation, we will open up for the Q&A session as usual. And afterwards, feel free to contact the Investor Relations department if you have any more questions.
I will now hand over to Chris.
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Thanks, Claus, and good afternoon, everybody. Thanks for dialing in. The first 9 months of 2020 were a challenging period, not
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