Hamilton Insurance Group Ltd (NYSE:HG)

Q1 2026 Hamilton Insurance Group Ltd Earnings Call Transcript

May 1, 2026 / 01:00 PM GMT

Release Date Price: $31.58 (-3.63%)

Transcript 10-Q8-K

Key Points

Positve

Hamilton Insurance Group Ltd (HG) reported a strong net income of $134 million for Q1 2026, with an annualized return on average equity of 19%.
The company achieved an 11% increase in gross premiums written, reaching $940 million compared to the previous year.
Hamilton's underwriting income improved significantly, with a $58 million gain compared to a $58 million loss in the same quarter last year.
The company maintained a disciplined approach to underwriting, focusing on risk-adequate pricing and selective growth.
Hamilton's investment income remained robust, with a total net investment income of $94 million for the quarter.

Negative

The attritional loss ratio increased to 54.5% from 51.9% in the prior period, reflecting changes in business mix and large loss threshold adjustments.
The company faced unfavorable prior year development of $14 million due to an increase in reserves for the Baltimore Bridge.
Hamilton's expense ratio increased by 0.5 points to 32.9%, driven by higher acquisition costs.
The company experienced competitive pricing pressures in certain markets, particularly in property reinsurance and professional lines.
Investment income from the fixed income portfolio and short-term investments declined compared to the previous year.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

HG.N - Hamilton Insurance Group Ltd
Q1 2026 Hamilton Insurance Group Ltd Earnings Call
May 01, 2026 / 01:00PM GMT

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Presentation
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Unidentified_1 [1]
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Hello, everyone.

Thank you for joining us and welcome to the first quarter 2026 Hamilton Insurance Group Limited Earnings Call.

After today's prepared remarks, we will host a question-and-answer session. If you would like to ask a question, please press star 1 to raise your hand. To withdraw your question, press star 1 again.

As a reminder, this call is being webcast and will also be available for replay with links on the Hamilton Investor Relations website.

I will now hand the conference over to Darian Nifratos, Head of Investor Relations. Darian, please go ahead.

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Unidentified_2 [2]
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