Q3 2025 iA Financial Corporation Inc Earnings Call Transcript

Nov 5, 2025 / 02:00 PM GMT

Release Date Price: $117.53 (-1.08%)

Transcript

Key Points

Positve

iA Financial Corp Inc (IAFNF) completed the acquisition of RF Capital Group, enhancing its national footprint and presence in the high net worth segment.
Core EPS increased by 18% year over year, reaching $3.47, demonstrating strong financial performance.
The solvency ratio remains robust at 138%, well above the regulatory minimum, supported by strong organic capital generation.
Sales in the wealth management segment were strong, with net fund sales surpassing $1.1 billion, reflecting the strength of the distribution network.
The company renewed its NCIB program, allowing for the repurchase of up to 5% of outstanding shares, indicating a commitment to returning value to shareholders.

Negative

Individual insurance sales in Canada saw a 1% year-over-year decline, although net premiums increased by 11%.
The acquisition of RF Capital is expected to reduce the solvency ratio by 3 percentage points and decrease capital available for deployment by $375 million.
Sales of other individual savings products declined by 17% year over year as investors favored higher return asset classes.
Dealer services in the US experienced attrition due to repricing efforts, impacting sales momentum.
The investment division's performance is difficult to model due to macroeconomic variations, creating potential volatility in future earnings.

Refinitiv StreetEvents Event Transcript
P R E L I M I N A R Y V E R S I O N

IAG.TO - iA Financial Corporation Inc
Q3 2025 iA Financial Corporation Inc Earnings Call
Nov 05, 2025 / 02:00PM GMT

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THIS TRANSCRIPT IS THE INITIAL PRELIMINARY VERSION WHICH LEVERAGES MACHINE LEARNING TECHNOLOGY. AS SUCH, PLEASE BE AWARE THERE MAY BE INACCURACIES IN THE TEXT DISPLAYED. FUTURE EDITED VERSIONS WILL BE REVIEWED FOR GREATER ACCURACY.

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