Half Year 2025 Permanent TSB Group Holdings PLC Earnings Call Transcript
Good morning, and welcome to our 2025 interim results presentation. I'm going to give you an overview of the performance of the bank during the first half of 2025 and say a little about the progress that we've made through the first six months of our new three-year strategy. And in a few moments, our CFO, Barry D'Arcy, will provide a more detailed review of our financial performance. And I'll come back just at the end to discuss our progress towards our medium-term financial targets, and then we'll take some questions.
So if we just turn to Slide 5. We've delivered a strong performance in the first half of 2025, supporting customers and communities around the country. Our customer deposits rose by EUR1.1 billion in the first half to EUR25.2 billion and are 7% or EUR1.6 billion higher than a year ago. And to put that in perspective, we attracted the same amount of deposits during the first six months of this year as we did during all of 2024.
After many years where our loan book was shrinking,
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