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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.04
IMH's Cash-to-Debt is ranked lower than
95% of the 1592 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.23 vs. IMH: 0.04 )
Ranked among companies with meaningful Cash-to-Debt only.
IMH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: No Debt
Current: 0.04
Equity-to-Asset 0.05
IMH's Equity-to-Asset is ranked lower than
92% of the 1591 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. IMH: 0.05 )
Ranked among companies with meaningful Equity-to-Asset only.
IMH' s Equity-to-Asset Range Over the Past 10 Years
Min: -0.06  Med: 0.04 Max: 0.18
Current: 0.05
-0.06
0.18
Interest Coverage 0.20
IMH's Interest Coverage is ranked lower than
94% of the 1515 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.69 vs. IMH: 0.20 )
Ranked among companies with meaningful Interest Coverage only.
IMH' s Interest Coverage Range Over the Past 10 Years
Min: 0.01  Med: 0.02 Max: 0.21
Current: 0.2
0.01
0.21
Beneish M-Score: -2.39
WACC vs ROIC
42.42%
5.67%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 17.53
IMH's Operating Margin % is ranked lower than
80% of the 1606 Companies
in the Global Specialty Finance industry.

( Industry Median: 31.37 vs. IMH: 17.53 )
Ranked among companies with meaningful Operating Margin % only.
IMH' s Operating Margin % Range Over the Past 10 Years
Min: -9.59  Med: 15.64 Max: 732.46
Current: 17.53
-9.59
732.46
Net Margin % 17.48
IMH's Net Margin % is ranked lower than
70% of the 1605 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.70 vs. IMH: 17.48 )
Ranked among companies with meaningful Net Margin % only.
IMH' s Net Margin % Range Over the Past 10 Years
Min: -79.61  Med: 9.65 Max: 914.91
Current: 17.48
-79.61
914.91
ROE % 25.87
IMH's ROE % is ranked higher than
96% of the 1603 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.58 vs. IMH: 25.87 )
Ranked among companies with meaningful ROE % only.
IMH' s ROE % Range Over the Past 10 Years
Min: -29.85  Med: 19.23 Max: 115.89
Current: 25.87
-29.85
115.89
ROA % 0.98
IMH's ROA % is ranked lower than
51% of the 1612 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.90 vs. IMH: 0.98 )
Ranked among companies with meaningful ROA % only.
IMH' s ROA % Range Over the Past 10 Years
Min: -9.99  Med: -0.01 Max: 1.5
Current: 0.98
-9.99
1.5
3-Year Revenue Growth Rate 26.10
IMH's 3-Year Revenue Growth Rate is ranked higher than
94% of the 1354 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.20 vs. IMH: 26.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
IMH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -45.4  Med: 5.8 Max: 59.1
Current: 26.1
-45.4
59.1
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» IMH's 30-Y Financials

Financials (Next Earnings Date: 2017-08-09 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

IMH Guru Trades in Q2 2016

Paul Tudor Jones 15,899 sh (unchged)
» More
Q3 2016

IMH Guru Trades in Q3 2016

Jim Simons 42,000 sh (New)
Paul Tudor Jones 15,899 sh (unchged)
» More
Q4 2016

IMH Guru Trades in Q4 2016

Jim Simons 281,600 sh (+570.48%)
Paul Tudor Jones 11,612 sh (-26.96%)
» More
Q1 2017

IMH Guru Trades in Q1 2017

Paul Tudor Jones 11,335 sh (-2.39%)
Jim Simons 124,326 sh (-55.85%)
» More
» Details

Insider Trades

Latest Guru Trades with IMH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Impac Mortgage Holdings Inc

SymbolPriceYieldDescription
IMPHO7.800.009.125% Series C Cumulative Redeemable Preferred Stock
IMPHP14.500.009.375% Series B Cumulative Redeemable Preferred Stock

Business Description

Industry: Banks » Specialty Finance    NAICS: 522310    SIC: 6162
Compare:NAS:MRLN, NYSE:OCN, NYSE:AI, NAS:ATAX, NAS:MRCC, NYSE:PFSI, OTCPK:MAMTF, OTCPK:FCMGF, OTCPK:BEVFF, NYSE:SGM, OTCPK:HMCBF, OTCPK:FCBK, NAS:MMAC, OTCPK:CXSNF, NYSE:EFC, NYSE:WAC, OTCPK:EQGPF, OTCPK:IOUFF, OTCPK:STXMF, OTCPK:KWFLF » details
Traded in other countries:IMQ1.Germany,
Headquarter Location:USA
Impac Mortgage Holdings Inc, through its subsidiaries, offers residential mortgage services in the U.S. Its business activities are organized in three operating segments: Mortgage Lending, Real Estate Services and the Long‑Term Mortgage Portfolio.

Impac Mortgage Holdings Inc is a Maryland corporation incorporated in August 1995. The Company operates as an independent residential mortgage lender. Its business is organized into three segments: Mortgage Lending, Real Estate Services and Long-Term Mortgage Portfolio. The Mortgage Lending originates, sell and service conventional, conforming agency and government insured residential mortgage loans originated or acquired through its three channels: Correspondent, Wholesale and to a lesser extent, Retail. The Real Estate Services segment provides loss mitigation and real estate services on its long-term mortgage portfolio, including default surveillance, loan modification services, short sale services, real estate owned, surveillance and disposition services and monitoring, and reconciling and reporting services for residential and multifamily mortgage portfolios. The Long-Term Mortgage Portfolio segment manages the long-term mortgage portfolio, which consists of residual interests in the securitization trusts reflected as net trust assets and liabilities in the consolidated balance sheets to mitigate losses and maximize cash flows from residual interests. Its competitors include banks, thrifts, credit unions, real estate brokerage firms and mortgage brokers and mortgage banking companies. The Company's operations are subject to federal, state and local laws and regulations.

Top Ranked Articles about Impac Mortgage Holdings Inc

Impac Mortgage Holdings, Inc. Announces Trust Preferred Exchange Offering
Impac Mortgage Holdings, Inc. Announces Upcoming Release of First Quarter 2017 Results and Conference Call
Impac Mortgage Holdings, Inc. Announces $56 Million Offering
Insider and Guru Load Up on Impac Mortgage Holdings The 2 purchases total 277,000 shares
Richard H. Pickup, 10% owner of Impac Mortgage Holdings (IMH), purchased 235,000 shares in the company in six transactions from Nov. 10 to Nov. 16, according to the Securities and Exchange Commission. Read more...

Ratios

vs
industry
vs
history
PE Ratio 4.45
IMH's PE Ratio is ranked higher than
96% of the 1510 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.59 vs. IMH: 4.45 )
Ranked among companies with meaningful PE Ratio only.
IMH' s PE Ratio Range Over the Past 10 Years
Min: 1.21  Med: 4.75 Max: 160.14
Current: 4.45
1.21
160.14
PE Ratio without NRI 4.45
IMH's PE Ratio without NRI is ranked higher than
95% of the 1477 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.63 vs. IMH: 4.45 )
Ranked among companies with meaningful PE Ratio without NRI only.
IMH' s PE Ratio without NRI Range Over the Past 10 Years
Min: 0.12  Med: 4.79 Max: 995
Current: 4.45
0.12
995
Price-to-Owner-Earnings 7.19
IMH's Price-to-Owner-Earnings is ranked higher than
84% of the 882 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.21 vs. IMH: 7.19 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
IMH' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.01  Med: 1.16 Max: 26.81
Current: 7.19
0.01
26.81
PB Ratio 1.02
IMH's PB Ratio is ranked higher than
71% of the 1611 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.20 vs. IMH: 1.02 )
Ranked among companies with meaningful PB Ratio only.
IMH' s PB Ratio Range Over the Past 10 Years
Min: 0.01  Med: 0.98 Max: 4.88
Current: 1.02
0.01
4.88
PS Ratio 0.81
IMH's PS Ratio is ranked higher than
96% of the 1586 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.40 vs. IMH: 0.81 )
Ranked among companies with meaningful PS Ratio only.
IMH' s PS Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.81 Max: 250
Current: 0.81
0.03
250
Price-to-Free-Cash-Flow 1.00
IMH's Price-to-Free-Cash-Flow is ranked lower than
99.99% of the 870 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.33 vs. IMH: 1.00 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
IMH' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.01  Med: 0.11 Max: 2.93
Current: 1
0.01
2.93
Price-to-Operating-Cash-Flow 1.01
IMH's Price-to-Operating-Cash-Flow is ranked lower than
99.99% of the 940 Companies
in the Global Specialty Finance industry.

( Industry Median: 10.82 vs. IMH: 1.01 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
IMH' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.01  Med: 0.11 Max: 2.93
Current: 1.01
0.01
2.93
EV-to-EBIT 16.86
IMH's EV-to-EBIT is ranked lower than
56% of the 1668 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.52 vs. IMH: 16.86 )
Ranked among companies with meaningful EV-to-EBIT only.
IMH' s EV-to-EBIT Range Over the Past 10 Years
Min: -943.6  Med: 29.7 Max: 4459.5
Current: 16.86
-943.6
4459.5
EV-to-EBITDA 18.01
IMH's EV-to-EBITDA is ranked lower than
56% of the 1685 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.29 vs. IMH: 18.01 )
Ranked among companies with meaningful EV-to-EBITDA only.
IMH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -943.6  Med: 64.8 Max: 2764.8
Current: 18.01
-943.6
2764.8

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -21.20
IMH's 3-Year Average Share Buyback Ratio is ranked lower than
90% of the 1042 Companies
in the Global Specialty Finance industry.

( Industry Median: -1.80 vs. IMH: -21.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
IMH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -56.6  Med: -7.1 Max: 3.2
Current: -21.2
-56.6
3.2

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 0.21
IMH's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
97% of the 869 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.78 vs. IMH: 0.21 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
IMH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.02  Med: 0.31 Max: 2.09
Current: 0.21
0.02
2.09
Price-to-Median-PS-Value 1.01
IMH's Price-to-Median-PS-Value is ranked higher than
89% of the 1462 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.14 vs. IMH: 1.01 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
IMH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.03  Med: 3.16 Max: 302.26
Current: 1.01
0.03
302.26
Earnings Yield (Greenblatt) % 5.95
IMH's Earnings Yield (Greenblatt) % is ranked higher than
57% of the 2207 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.95 vs. IMH: 5.95 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
IMH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.1  Med: 0.5 Max: 10.2
Current: 5.95
0.1
10.2
Forward Rate of Return (Yacktman) % -2854.84
IMH's Forward Rate of Return (Yacktman) % is ranked lower than
100% of the 890 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.45 vs. IMH: -2854.84 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
IMH' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -109360  Med: -2483.6 Max: 2498.1
Current: -2854.84
-109360
2498.1

More Statistics

Revenue (TTM) (Mil) $287.9
EPS (TTM) $ 3.43
Beta1.23
Short Percentage of Float10.60%
52-Week Range $12.04 - 18.50
Shares Outstanding (Mil)20.86

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