Q4 2025 ING Groep NV Fixed Income Call Transcript

Jan 29, 2026 / 02:00PM GMT
Release Date Price: $28.85
Operator

Good afternoon. This is Laura welcoming you to ING's 4Q 2025 fixed income call. Before handing this conference call over to Jaas, Group Treasurer of ING Group, let me first say that today's comments may include forward-looking statements.

Such as statements regarding future developments in our business, expectation for our future financial performance, and any statement not involving a historical fact. Actual results may differ materially from thosediced in any forward-looking statement.

A discussion of factors that may cause actual results to differ from those in any forward-lookingking statement is contained in our public filings, including our most recent annual report on Form 20 filed with the United States Securities and Exchange Commission and our earnings press release as posted on our website today.

Furthermore, nothing in today's comments constitutes an offer to sell or a solicitation of an offer to buy any securities. Good afternoon, Jaas. Over to you.

Jaap Kes
ING Groep NV - Group Treasurer

Thank you operator. Welcome

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