Santam Ltd (JSE:SNT)

R 314.82 -2.79 (-0.88%) Market Cap: 34.36 Bil Enterprise Value: 33.42 Bil PE Ratio: 10.43 PB Ratio: 3.14 GF Score: 89/100

Full Year 2023 Santam Ltd Earnings Call Transcript
Feb 29, 2024

R302.7 (+0.80%)

Earnings
Half Year 2023 Santam Ltd Earnings Call Transcript
Aug 31, 2023

R298.61 (+0.11%)

Earnings
Q1 2023 Santam Ltd Operations Update Call Transcript
May 16, 2023
Full Year 2022 Santam Ltd Call Transcript
Nov 30, 2022
Half Year 2022 Santam Ltd Earnings Presentation Transcript
Sep 01, 2022
Santam Ltd Operational Update Ending 30 April 2022 Investor Call Transcript
Jun 01, 2022
Santam Ltd Disposal of Santams 10% Interest In SAN JV RF Proprietary Limited (SAN JV) And Withdrawal Of Cautionary Call Transcript
May 04, 2022
Q3 2021 Santam Ltd Operational Update (10 Months) Call Transcript
Dec 01, 2021

Q1 2023 Santam Ltd Operations Update Call Transcript

May 16, 2023 / 02:30PM GMT

Release Date Price: R266.57 (-0.22%)

Transcript

Operator

Good day, ladies and gentlemen, and welcome to the Notice of Santam Group First Quarter 2023 Operational Update. (Operator Instructions) Please note that this call is being recorded. I'd now like to turn the conference over to Mr. Tava Madzinga. Please go ahead, sir.

Tavaziva Chadamoyo Madzinga

Santam Ltd - CEO & Executive Director

Thank you very much. Good afternoon, everyone, and thank you for joining our 3-month update call. I'm joined by Hennie Nel, our Group CFO; and Gugu Mtetwa, our Head of Strategy and Investor Relations.

I think we will be breaking away from tradition and start doing these update calls at the end of March and end of September starting this year. So I think we've put up the update, but I think I'd like to maybe just provide a level of context and some clarity to the note we put up earlier today. I think starting with the operating environment.

I think we're certainly finding it difficult and certainly remains very challenging. I think disposable income on the personal line side is certainly challenged. The load

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