CAB Payments Holdings PLC (LSE:CABP)

Full Year 2025 Cab Payments Holdings PLC Earnings Call Transcript

Mar 5, 2026 / 09:30 AM GMT

Release Date Price: £0.857 (-2.39%)

Transcript

Key Points

Positve

CAB Payments Holdings PLC (CABPF) reported a 12% growth in total income and a 14% growth in adjusted EBITDA for 2025.
The company has diversified its revenue streams and reduced concentration risk, with the top 5 currency concentration decreasing from 45% to 32%.
CAB Payments Holdings PLC (CABPF) has expanded its global footprint with new offices in New York and Abu Dhabi, enhancing client proximity and access to growth corridors.
The company has achieved a high client retention rate exceeding 90%, with increasing revenue per client.
CAB Payments Holdings PLC (CABPF) has a scalable infrastructure model that supports both high-value, low-frequency flows and high-frequency payment activity across more than 190 countries.

Negative

Operating costs increased by 10% due to business growth, investment in client-facing teams, and inflation.
Net interest income fell by 9% in the second half of 2025 due to US dollar interest rate cuts and interest rate risk management actions.
The company is facing a year-on-year drag on net interest income expected in 2026 compared to 2025 levels.
CAB Payments Holdings PLC (CABPF) incurred 4.7 million pounds in non-underlying costs during the year.
The company is operating near the upper end of its lending appetite, which may limit future lending growth opportunities.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

CABP.L - Cab Payments Holdings PLC
Full Year 2025 Cab Payments Holdings PLC Earnings Call
Mar 05, 2026 / 09:30AM GMT

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Presentation
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Unidentified_1 [1]
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This presentation will commence shortly.

This presentation will commence shortly.

This presentation will commence shortly.

This presentation will commence shortly.

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Unidentified_2 [2]
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Good morning everyone and welcome to our 2025 results presentation. We are glad to be joined today by all those on the webcast. With me, I have Neeraj Kapoor, Group CEO, James Hopkinson, group CFO.

Neeraj will open up the presentation with key achievements in the year and the foundations for our future growth, followed

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