Standard Chartered PLC (LSE:STAC.PFD)
£ 1.297 +0.00050 (+0.04%) Market Cap: 0 Enterprise Value: 0 PE Ratio: 13.28 PB Ratio: 1.11 GF Score: 66/100

Q3 2025 Standard Chartered PLC Earnings Call Transcript

Oct 30, 2025 / 08:00AM GMT
Release Date Price: £1.32
Diego De Giorgi
Standard Chartered PLC - Group Chief Financial Officer, Executive Director

Good morning, and good afternoon, everyone. Thank you for joining us today. First, I will take you through our third quarter results. After this, I will be joined by Bill, who is dialing in from our Dubai office today, and we will be happy to take your questions. In my remarks, I will be comparing the third quarter underlying performance year-on-year at constant currency unless otherwise stated.

It has been another strong quarter. We delivered the 9% growth in profit before tax on the back of a 5% increase in income. Our growth engines have continued to deliver consistently with a record quarterly performance in Wealth Solutions and global banking.

As a result, we are upgrading our 2025 income growth guidance to be towards the upper end of the 5% to 7% range at constant currency, excluding notable items. We had previously guided this to be at the lower end of the range.

And more importantly, we now expect to deliver a return on tangible equity of around 13% in 2025. This exceeds our

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