Aktia Bank PLC (LTS:0QF8)

Q1 2025 Aktia Bank Abp Earnings Call Transcript

May 7, 2025 / 07:30 AM GMT

Release Date Price: €9.62 (-2.53%)

Transcript

Key Points

Positve

Aktia Bank PLC (FRA:2A41) reported a stable first quarter with a comparable operating profit of €28.7 million, slightly stronger than the previous quarter.
The bank's net commission income increased by 2% compared to the previous year, driven by strong performance in payments, cards business, and fixed income funds.
Aktia Bank PLC (FRA:2A41) successfully launched a new strategy and an acceleration program called Momentum, aimed at increasing operating profit by €20 million by the end of 2026.
The employee net promoter score (ENPS) rose significantly from 19 to 32, indicating improved employee satisfaction.
Moody's confirmed Aktia Bank PLC (FRA:2A41)'s long-term AI rating and upgraded the outlook from negative to stable, reflecting confidence in the bank's financial stability.

Negative

The comparable operating profit was lower than Q1 2024 due to a decrease in net interest income caused by a lower interest rate environment.
Assets under management (AUM) decreased slightly due to market value declines and changes in institutional investors' allocations.
Credit loss provisions increased compared to the previous year, reflecting the current market situation.
The bank expects the comparable operating profit for 2025 to be lower than for 2024, mainly due to the lower interest rate environment.
Aktia Bank PLC (FRA:2A41) anticipates some volatility in risk-weighted assets due to methodological changes in calculating RWAs, which may impact the core equity tier one ratio.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

AKTIA.HE - Aktia Bank Abp
Q1 2025 Aktia Bank Abp Earnings Call
May 07, 2025 / 07:30AM GMT

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Presentation
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Unidentified_1 [1]
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Good morning everyone and welcome to ACTIA's Q1 results briefing. My name is Oscar Timitar. I am the head of ACTIAS Investor Relations, and I will be moderator for this event.

Earlier this morning, we published our Q1 interim report. Even in this turbulent market environment, ACTA's results were once again stable.

A major focus during Q1 was, of course, the implementation of the new strategy we launched in February.

A CEO Ole Eton and CFO Zakariavala will soon go through the results, and after representations, we are happy to answer your questions.

If you are following us online, please feel free to write your questions in the comments field.

Well, let's move on. Alexi, the stage is yours.

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