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Q3 2022 Credicorp Ltd Earnings Call Transcript
Good morning, everyone. I would like to welcome all of you to the Credicorp Ltd. Third Quarter 2022 Conference Call. A slide presentation will accompany today's webcast, which is available in the Investor section of Credicorp's website. Today's conference call is being recorded.
(Operator Instructions). Now it is my pleasure to turn the conference over to Credicorp's IRO, Milagros Cigüeñas, you may begin.
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Thank you, and good morning, everyone. Speaking on today's call will be Gianfranco Ferrari, our Chief Executive Officer; Francesca Raffo, Chief Innovation Officer; and Cesar Rios, our Chief Financial Officer. Participating in the Q&A session will also be Reynaldo Llosa, Chief Risk Officer; Diego Cavero, Head of Universal Banking; and Cesar Rivera, Head of Insurance and Pensions.
Before we proceed, I would like to make the following safe harbor statement. Today's call will contain forward-looking statements, which are based on management's current expectations and beliefs
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