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Q4 2021 Lexinfintech Holdings Ltd Earnings Call Transcript
Good day, and thank you for standing by. Welcome to LexinFintech Fourth Quarter and Full Year 2021 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to your first speaker today, Ms. Patricia Cheng, Head of Capital Markets. Please go ahead.
Thank you. Good morning. Welcome to Lexin's Fourth Quarter and Full Year 2021 Earnings Call. I'm joined today by CEO, Jay Xiao, CFO, Sunny Sun; and CRO, Jayden Qiao. A quick reminder before we begin.
During the call, we will discuss business outlook. Any forward-looking statements that we make on the call are based on assumptions as of today. The actual results may differ materially, and we undertake no obligation to update any forward-looking statements. And unless otherwise stated, all numbers mentioned are in RMB.
I will now turn the call over to Jay. His remarks will be in Chinese, and English translation will follow. Jay (foreign language).
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