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- Full Year 2022 Lloyds Banking Group PLC Earnings Presentation TranscriptFeb 22, 2023
- Lloyds Banking Group PLC Board Governance Event TranscriptDec 14, 2022
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- Lloyds Banking Group PLC at UBS European Conference TranscriptNov 08, 2022
- Q3 2022 Lloyds Banking Group PLC Interim Management Statement Call TranscriptOct 27, 2022
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- Lloyds Banking Group PLC at Barclays Global Financial Services Conference TranscriptSep 12, 2022
- Half Year 2022 Lloyds Banking Group PLC Earnings Call TranscriptJul 27, 2022Earnings
- Lloyds Banking Group PLC Annual Shareholders Meeting TranscriptMay 12, 2022
- Q1 2022 Lloyds Banking Group PLC Interim Management Statement Call TranscriptApr 27, 2022
- Lloyds Banking Group PLC Retail Investor Update Presentation TranscriptApr 07, 2022
- Full Year 2021 Lloyds Banking Group PLC Earnings Call TranscriptFeb 24, 2022Earnings
- Q3 2021 Lloyds Banking Group PLC Interim Management Statement Call TranscriptOct 28, 2021
- Lloyds Banking Group PLC at Bank of America Financials CEO Virtual Conference TranscriptSep 21, 2021
- Half Year 2021 Lloyds Banking Group PLC Earnings Call (Fixed-Income Investors) TranscriptJul 29, 2021Earnings
- Half Year 2021 Lloyds Banking Group PLC Earnings Call TranscriptJul 29, 2021Earnings
- Lloyds Banking Group PLC at Goldman Sachs European Financial Conference TranscriptJun 09, 2021
- Lloyds Banking Group PLC Annual Shareholders Meeting TranscriptMay 20, 2021
- Lloyds Banking Group PLC Virtual Shareholder Engagement Event TranscriptMay 13, 2021
- Q1 2021 Lloyds Banking Group PLC Interim Management Statement Call TranscriptApr 28, 2021
- Full Year 2020 Lloyds Banking Group PLC Earnings Call (Fixed-Income Investors) TranscriptFeb 24, 2021Earnings
- Full Year 2020 Lloyds Banking Group PLC Earnings Call TranscriptFeb 24, 2021Earnings
- Lloyds Banking Group PLC Board Corporate Governance Event TranscriptNov 09, 2020
- Q3 2020 Lloyds Banking Group PLC Interim Management Statement Call TranscriptOct 29, 2020
- Lloyds Banking Group PLC at Bank of America Merrill Lynch Financials CEO Conference (Virtual) TranscriptSep 22, 2020
- Lloyds Banking Group PLC at Barclays Global Financials New York Conference (Virtual) TranscriptSep 14, 2020
- Half Year 2020 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors) TranscriptJul 30, 2020Earnings
- Half Year 2020 Lloyds Banking Group PLC Earnings Call TranscriptJul 30, 2020Earnings
- Lloyds Banking Group PLC Virtual Shareholder Event TranscriptMay 21, 2020
- Q1 2020 Lloyds Banking Group PLC Interim Management Statement Call TranscriptApr 30, 2020
- Lloyds Banking Group PLC at Morgan Stanley European Financials Conference TranscriptMar 17, 2020
- Full Year 2019 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors) TranscriptFeb 20, 2020Earnings
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- Q3 2019 Lloyds Banking Group PLC Interim Management Statement Call TranscriptOct 31, 2019
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- Half Year 2019 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors) TranscriptJul 31, 2019Earnings
- Half Year 2019 Lloyds Banking Group PLC Earnings Call TranscriptJul 31, 2019Earnings
- Lloyds Banking Group PLC Annual Shareholders Meeting TranscriptMay 16, 2019
- Q1 2019 Lloyds Banking Group PLC Interim Management Statement Call TranscriptMay 02, 2019
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- Full Year 2018 Lloyds Banking Group PLC Earnings and Strategic Update Call TranscriptFeb 20, 2019
Lloyds Banking Group PLC ShareSoc Webinar Transcript
Good morning, everybody. Lloyds Banking Group is delighted to be running another one of these retail briefings. We've got the largest retail investor base in the U.K. and we believe these updates are an important way of keeping in touch with our shareholders. So thank you very much for joining us this morning.
As Mark indicated, I'm Douglas Radcliffe, and I'm the Group Investor Relations Director for Lloyds. Within this call, I will run you through some of the key messages from our third quarter results that were issued at the end of October. However, before I do that, I thought it would be beneficial to hear from Lloyds Banking Group's Head Economist, Andrew Pipe.
Our view on the U.K. economy is fundamental, not just because that is where the business primarily operates. Indeed, over 95% of our assets are in the U.K., but because our impairment charge is directly impacted by our economic assumptions. I therefore thought that it will be a good base for the overall presentation today. As ever, as was mentioned earlier, there
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