Q3 2025 Fidelity National Information Services Inc Earnings Call Transcript

Nov 5, 2025 / 01:30 PM GMT

Release Date Price: MXN1232

Transcript 10-Q8-K

Key Points

Positve

Fidelity National Information Services Inc (FIS) delivered strong third-quarter results, exceeding expectations across key operating metrics with adjusted revenue growth of 6.3% and adjusted EPS up 8% year over year.
The company achieved sequential margin improvement of approximately 200 basis points, driven by strong segment profitability across both banking and capital markets.
FIS increased its share repurchase target to $1.3 billion for the year, demonstrating strong cash flow conversion and shareholder returns.
The company is well-positioned to achieve its full-year 2025 financial goals and has raised its full-year outlook for revenue, EBITDA, and cash conversion.
FIS is leveraging AI to transform financial services, with over 200 petabytes of data powering AI solutions, and anticipates significant growth post-acquisition of the credit issuer solutions business.

Negative

The pricing environment remains stable, but there is no indication of significant pricing power or ability to increase prices substantially.
The company faces potential headwinds from the impact of Worldpay separation and TSA revenue going down, which affects margins.
There is uncertainty regarding the impact of bank consolidation and M&A activity on future growth, as it depends on being on the right side of deals.
The company has not provided precise numbers on the acquisition's impact, leaving some uncertainty about future financial performance.
FIS is still in the early stages of AI implementation, which may take time to fully realize its potential benefits across the business.

Refinitiv StreetEvents Event Transcript
P R E L I M I N A R Y V E R S I O N

FIS.N - Fidelity National Information Services Inc
Q3 2025 Fidelity National Information Services Inc Earnings Call
Nov 05, 2025 / 01:30PM GMT

=====================
Conference Call Participants
=====================
* >>NOTE
* >>Transcription Start

=====================
Presentation
--------------------------------------------------------------------------------
>>NOTE [1]
--------------------------------------------------------------------------------

THIS TRANSCRIPT IS THE INITIAL PRELIMINARY VERSION WHICH LEVERAGES MACHINE LEARNING TECHNOLOGY. AS SUCH, PLEASE BE AWARE THERE MAY BE INACCURACIES IN THE TEXT DISPLAYED. FUTURE EDITED VERSIONS WILL BE REVIEWED FOR GREATER ACCURACY.

--------------------------------------------------------------------------------
>>Transcription Start, [2]
--------------------------------------------------------------------------------

Yeah Good day and thank you for standing by. Welcome to the Fidelity National

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.