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Bank Ozk at Morgan Stanley Virtual US Financials Conference Transcript
Hey, good morning. This is Richard Hill, again, head of U.S. commercial real estate research at Morgan Stanley. Thanks for joining us for our, I think, fifth panel at the CRE symposium, this one on CRE debt.
Before I turn it over to the panelists to briefly introduce themselves and their firms, a quick housekeeping item. Please note that this webcast is for Morgan Stanley's clients and appropriate Morgan Stanley employees only. This webcast is not for employees of the press. If you are a member of the press, please disconnect and reach out separately. For important disclosures, please see the Morgan Stanley research disclosure website at www.morganstanley.com/researchdisclosures. If you have any questions, please reach out to the Morgan Stanley sales representative.
So with that, I'm going to turn it over to our panelists to introduce themselves. Steve, maybe I
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