Remitly Global Inc (MEX:RELY)

Q3 2025 Remitly Global Inc Earnings Call Transcript

Nov 5, 2025 / 10:00 PM GMT

Release Date Price: MXN290

Transcript 10-Q8-K

Key Points

Positve

Remitly Global Inc (RELY) reported a 25% year-over-year revenue growth, showcasing strong business momentum.
The company achieved a 15% adjusted EBITDA margin, reflecting disciplined execution and focus on sustainable growth.
Remitly Business expanded into the UK and Canada, significantly increasing its total addressable market from $2 trillion to $22 trillion.
The company reported a 99.99% uptime across its app and web platforms, with over 94% of transactions completed in under an hour.
Remitly's Flex product, a flexible funding solution, has gained over 100,000 active users, indicating strong early adoption and engagement.

Negative

The company faces potential headwinds from restrictive immigration policies in key markets like the US and Canada, which could impact new customer acquisition.
Despite strong revenue growth, the company anticipates a deceleration in growth rates for 2026, projecting high 10s percentage growth.
There is a noted compression in take rates due to customer mix and pricing investments, particularly with high amount senders.
The company is facing tough year-over-year comparisons in the second half of 2025, which may impact growth perceptions.
Remitly's expansion into new products and markets requires careful balancing of investments, which could strain resources and impact margins.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

RELY.OQ - Remitly Global Inc
Q3 2025 Remitly Global Inc Earnings Call
Nov 05, 2025 / 10:00PM GMT

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Presentation
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Unidentified_1 [1]
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Thank you for standing by and welcome to Remitly's 3rd quarter 2025 earnings call. At this time, all participants are in listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask a question during this session, you'll need to press 11 on your telephone. If your question has been answered and you'd like to remove your cell phone. From the queue, simply press 11 again. We ask that you please limit yourselves to one question each. You may get back in the queue as time allows. As a reminder, today's program is being recorded, and now I'd like to introduce your host for today's program, Dave Beckle, Vice President, festival agent, and strategic planning. Please go ahead, sir.

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