weQ2 2025 SoFi Technologies Inc Earnings Call Transcript

Jul 29, 2025 / 12:00PM GMT

Release Date Price: MXN418.18 (+6.17%)

Transcript 10-Q8-K

Operator

Good morning or good afternoon all, and welcome to the SoFi Technologies Q2 2025 earnings conference call. (Operator Instructions)

Thank you. And with that, you may begin your conference.

Unidentified Company Representative

Thank you, and good morning. Welcome to SoFi's second quarter 2025 earnings conference call. Joining me today to talk about our results and recent events are Anthony Noto, CEO; and Chris Lapointe, CFO. You can see the presentation accompanying our earnings release in the Investor Relations section of our website. Unless otherwise stated, we'll be referring to the adjusted results for the second quarter of 2025 versus the second quarter of 2024.

Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve risks and uncertainties. These statements include, but are not limited to, our competitive advantage and strategy, macroeconomic conditions and outlook, future products and services and future business and financial performance. Our GAAP consolidated income

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