Business Description
MidWestOne Financial Group Inc
NAICS : 522110
SIC : 6022
ISIN : US5985111039
Description
MidWestOne Financial Group Inc is a bank holding company engaged in delivering relationship-based business and personal banking products and services. The Bank provides commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans. It also provides deposit products including demand and interest checking accounts, savings accounts, money market accounts, and time deposits. The Bank also provides products and services including treasury management, Zelle, online and mobile banking, debit cards, ATMs, and safe deposit boxes. The Bank offers its products and services through its network of full-service banking offices. the Bank's investments services department offers financial planning, investment advisory, and retail securities brokerage services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.18 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 1.03 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.37 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -4.6 | |||||
| 3-Year EPS without NRI Growth Rate | -10.2 | |||||
| 3-Year FCF Growth Rate | 104.4 | |||||
| 3-Year Book Growth Rate | 1.3 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 51.37 | |||||
| 9-Day RSI | 50.23 | |||||
| 14-Day RSI | 48.01 | |||||
| 6-1 Month Momentum % | 4.95 | |||||
| 12-1 Month Momentum % | 11.55 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.61 | |||||
| Dividend Payout Ratio | 0.68 | |||||
| 3-Year Dividend Growth Rate | 3.3 | |||||
| Forward Dividend Yield % | 4.61 | |||||
| 5-Year Yield-on-Cost % | 5.8 | |||||
| 3-Year Average Share Buyback Ratio | 0.7 | |||||
| Shareholder Yield % | -23.59 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 13.29 | |||||
| FCF Margin % | 34.21 | |||||
| ROE % | 4.44 | |||||
| ROA % | 0.35 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 14.64 | |||||
| Forward PE Ratio | 9.53 | |||||
| PE Ratio without NRI | 14.64 | |||||
| Shiller PE Ratio | 7.69 | |||||
| Price-to-Owner-Earnings | 9.9 | |||||
| PEG Ratio | 7.32 | |||||
| PS Ratio | 1.92 | |||||
| PB Ratio | 0.63 | |||||
| Price-to-Tangible-Book | 0.78 | |||||
| Price-to-Free-Cash-Flow | 5.63 | |||||
| Price-to-Operating-Cash-Flow | 5.25 | |||||
| EV-to-Revenue | 4.56 | |||||
| EV-to-FCF | 13.38 | |||||
| Price-to-Projected-FCF | 0.35 | |||||
| Price-to-DCF (Earnings Based) | 1.27 | |||||
| Price-to-DCF (FCF Based) | 0.42 | |||||
| Price-to-Median-PS-Value | 0.75 | |||||
| Price-to-Graham-Number | 0.71 | |||||
| FCF Yield % | 17.62 | |||||
| Forward Rate of Return (Yacktman) % | 19.84 |
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