Business Description
Description
State Bank of India is a bank in India. The bank's business segments include Treasury; Corporate/Wholesale Banking; Retail Banking; Insurance Business and Other Banking businesses. The bank generates maximum revenue from the Retail Banking segment. The Retail Banking Segment comprises retail branches, which primarily includes Personal Banking activities including lending activities to corporate customers having banking relations with these branches. This segment also includes the agency business and ATMs. Geographically, it derives a majority of revenue from India.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.59 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 1.55 | |||||
| Debt-to-EBITDA | 2.26 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.31 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 10.5 | |||||
| 3-Year EPS without NRI Growth Rate | 148.6 | |||||
| 3-Year FCF Growth Rate | 27 | |||||
| 3-Year Book Growth Rate | 9.2 | |||||
| Future 3-5Y Total Revenue Growth Rate | -0.9 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 43.38 | |||||
| 9-Day RSI | 37.74 | |||||
| 14-Day RSI | 37.17 | |||||
| 6-1 Month Momentum % | 13.23 | |||||
| 12-1 Month Momentum % | 13.39 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.34 | |||||
| Dividend Payout Ratio | 0.15 | |||||
| Forward Dividend Yield % | 1.34 | |||||
| 5-Year Yield-on-Cost % | 1.34 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 18.04 | |||||
| ROE % | 13.28 | |||||
| ROA % | 0.77 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.79 | |||||
| Forward PE Ratio | 9.1 | |||||
| PE Ratio without NRI | 11.7 | |||||
| Shiller PE Ratio | 23.64 | |||||
| Price-to-Owner-Earnings | 25.86 | |||||
| PEG Ratio | 2.29 | |||||
| PS Ratio | 2.12 | |||||
| PB Ratio | 1.46 | |||||
| Price-to-Tangible-Book | 1.46 | |||||
| Price-to-Free-Cash-Flow | 8.92 | |||||
| Price-to-Operating-Cash-Flow | 8.42 | |||||
| EV-to-Revenue | 3.11 | |||||
| EV-to-Forward-Revenue | 5.07 | |||||
| EV-to-FCF | 12.99 | |||||
| Price-to-Projected-FCF | 0.94 | |||||
| Price-to-DCF (Earnings Based) | 0.94 | |||||
| Price-to-DCF (FCF Based) | 0.72 | |||||
| Price-to-Median-PS-Value | 1.39 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.61 | |||||
| Price-to-Graham-Number | 0.87 | |||||
| Forward Rate of Return (Yacktman) % | 10.99 |
