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MS&AD Insurance Group Holdings Inc Thematic Meeting Transcript
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Hello, I'm Andrew Carrier and I'm the Chief Executive Officer for MS Amlin's Lloyd's Business, MS Amlin Underwriting Limited. I'm delighted to be able to talk to you today about the improvements we have delivered and the exciting prospects for the future of our business.
I want to tell you about the improvement in our business performance and explain the relationship between what we have done and how this is materializing in our key business metrics. I'll give you an insight into our underlying business strategy and how this supports, how we do business and informs our expectations for the future.
The picture telling the story of our improvement is clear from the outset when we start to look at our business ratios, and a key metric is our net combined ratio, which as you can see is expected to drop considerably since last year to 85%.
The ratio began to reduce in 2019, finally moving
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