NAS:MSBF (USA)

MSB Financial Corp

$ 15.89 0.06 (0.38%)
Volume: 213 Avg Vol (1m): 9,085
Market Cap $: 85.28 Mil Enterprise Value $: 138.74 Mil
P/E (TTM): 19.62 P/B: 1.24
Earnings Power Value -10.88
Net Current Asset Value 0
Tangible Book 12.77
Projected FCF 17.62
Median P/S Value 16.82
Graham Number 15.26
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3.6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.17
Cash-To-Debt range over the past 10 years
Min: 0.1, Med: 0.34, Max: 10000
Current: 0.17
0.1
10000
Equity-to-Asset 0.12
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.12, Max: 0.21
Current: 0.12
0.06
0.21
Debt-to-Equity 0.96
Debt-to-Equity range over the past 10 years
Min: 0.3, Med: 0.7, Max: 2.99
Current: 0.96
0.3
2.99
Debt-to-EBITDA 3.48
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 3.48
Current: 3.48
0
3.48
Beneish M-Score -2.46
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 5.34%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 23.45
Net Margin range over the past 10 years
Min: -13.9, Med: 6.58, Max: 26.39
Current: 23.45
-13.9
26.39
ROE % 6.33
ROE range over the past 10 years
Min: -3.45, Med: 1.65, Max: 6.92
Current: 6.33
-3.45
6.92
ROA % 0.74
ROA range over the past 10 years
Min: -0.4, Med: 0.22, Max: 0.84
Current: 0.74
-0.4
0.84
3-Year Total Revenue Growth Rate 19.40
3-Year Revenue Growth Rate range over the past 10 years
Min: -16.6, Med: 7.8, Max: 125.7
Current: 21.7
-16.6
125.7
3-Year EPS w/o NRI Growth Rate 124.10
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: -20.7, Max: 124.1
Current: 124.1
0
124.1

» MSBF's 30-Y Financials

Financials (Next Earnings Date: 2019-07-31)

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Business Description

Industry Banks » Banks    NAICS : 522120    SIC : 6035
Compare OTCPK:GRRB OTCPK:UBNC NAS:PBBI NAS:PBSK NAS:LSBK NAS:IROQ OTCPK:BHWB OTCPK:SFDL NAS:PBHC NAS:KFFB NAS:ANCB AMEX:BKJ NAS:HMNF NAS:HFBL OTCPK:WAYN NAS:ICBK MAL:LOM OTCPK:NIDB OTCPK:CCFH NAS:BYFC
Traded in other countries
Address 1902 Long Hill Road, Millington, NJ, USA, 07946-0417
MSB Financial Corp is a holding company for Millington Savings Bank. Its primary business is attracting retail deposits from the general public and using those deposits, together with funds generated from operations, principal repayments on securities and loans and borrowed funds, for lending and investing activities. The company's loan portfolio is comprised of one-to-four-family residential real estate mortgages, commercial real estate mortgages, construction loans, commercial and industrial loans, home equity loans and lines of credit, and other consumer loans. Geographically, the corporation operates in the region of United States.

Ratios

Current vs industry vs history
PE Ratio (TTM) 19.62
PE Ratio range over the past 10 years
Min: 17.78, Med: 50.43, Max: 232
Current: 19.62
17.78
232
PE Ratio without NRI 19.62
PE without NRI range over the past 10 years
Min: 17.78, Med: 50.43, Max: 232
Current: 19.62
17.78
232
Price-to-Owner-Earnings 17.23
Price-to-Owner-Earnings range over the past 10 years
Min: 14.53, Med: 37.44, Max: 142.16
Current: 17.23
14.53
142.16
PB Ratio 1.24
PB Ratio range over the past 10 years
Min: 0.54, Med: 1.04, Max: 1.73
Current: 1.24
0.54
1.73
PS Ratio 4.56
PS Ratio range over the past 10 years
Min: 1.87, Med: 4.85, Max: 8.83
Current: 4.56
1.87
8.83
Price-to-Free-Cash-Flow 14.77
Price-to-Free-Cash-Flow range over the past 10 years
Min: 6.2, Med: 17.93, Max: 1089.09
Current: 14.77
6.2
1089.09
Price-to-Operating-Cash-Flow 14.58
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.99, Med: 20.47, Max: 190.16
Current: 14.58
5.99
190.16
EV-to-Revenue 7.50
EV-to-Revenue range over the past 10 years
Min: 1.2, Med: 6.4, Max: 14.9
Current: 7.5
1.2
14.9
Shiller PE Ratio 72.63
Shiller PE Ratio range over the past 10 years
Min: 50.21, Med: 99.38, Max: 196.67
Current: 72.63
50.21
196.67

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate 3.20
3-Year Share Buyback Rate range over the past 10 years
Min: -22.1, Med: 0, Max: 3.2
Current: 3.2
-22.1
3.2

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.24
Price-to-Tangible-Book range over the past 10 years
Min: 0.55, Med: 1.05, Max: 1.73
Current: 1.24
0.55
1.73
Price-to-Projected-FCF 0.90
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.53, Med: 0.94, Max: 2.08
Current: 0.9
0.53
2.08
Price-to-Median-PS-Value 0.94
Price-to-Median-PS-Value range over the past 10 years
Min: 0.4, Med: 1.06, Max: 2.01
Current: 0.94
0.4
2.01
Price-to-Graham-Number 1.04
Price-to-Graham-Number range over the past 10 years
Min: 0.91, Med: 1.55, Max: 3.45
Current: 1.04
0.91
3.45

More Statistics

Revenue (TTM) (Mil) $ 18.45
EPS (TTM) $ 0.81
Beta 0.56
Volatility % 17.03
52-Week Range $ 13.26 - 21.65
Shares Outstanding (Mil) 5.37

Analyst Estimate

Piotroski F-Score Details