NAS:TBNK (USA) Also trade in: Germany

Territorial Bancorp Inc

$ 27.46 -0.11 (-0.4%)
Volume: 1,990 Avg Vol (1m): 14,636
Market Cap $: 271.03 Mil Enterprise Value $: 350.34 Mil
P/E (TTM): 12.55 P/B: 1.10
Earnings Power Value -9.32
Net Current Asset Value 0
Tangible Book 25.65
Projected FCF 38.66
Median P/S Value 28.67
Graham Number 35.95
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.20
Cash-To-Debt ranked lower than
76.31% of 1617 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
TBNK: 0.2
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.19, Med: 3.82, Max: 10000
Current: 0.2
0.19
10000
Equity-to-Asset 0.12
Equity-to-Asset ranked higher than
52.80% of 1627 companies
in the Savings & Cooperative Banks industry.
Industry Max: 1, Med: 0.11, Min: -11.05
TBNK: 0.12
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.07, Med: 0.13, Max: 0.16
Current: 0.12
0.07
0.16
Debt-to-Equity 0.49
Debt-to-Equity ranked higher than
66.83% of 1393 companies
in the Savings & Cooperative Banks industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
TBNK: 0.49
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.04, Med: 0.26, Max: 1.07
Current: 0.49
0.04
1.07
Debt-to-EBITDA 1.80
Debt-to-EBITDA ranked lower than
58.05% of 1416 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
TBNK: 1.8
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 1.8
Current: 1.8
0
1.8
Beneish M-Score -2.53
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 6.56%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 32.06
Net Margin ranked higher than
66.93% of 1639 companies
in the Savings & Cooperative Banks industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
TBNK: 32.06
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 18.23, Med: 24.01, Max: 32.06
Current: 32.06
18.23
32.06
ROE % 8.85
ROE ranked lower than
62.21% of 1638 companies
in the Savings & Cooperative Banks industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
TBNK: 8.85
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 4.93, Med: 6.61, Max: 8.85
Current: 8.85
4.93
8.85
ROA % 1.02
ROA ranked lower than
54.16% of 1645 companies
in the Savings & Cooperative Banks industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
TBNK: 1.02
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.66, Med: 0.86, Max: 1.02
Current: 1.02
0.66
1.02
3-Year Total Revenue Growth Rate 0.80
3-Year Revenue Growth Rate ranked lower than
66.16% of 1513 companies
in the Savings & Cooperative Banks industry.
Industry Max: 672.4, Med: 4.3, Min: -100
TBNK: 0.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 0.3, Med: 6.8, Max: 19
Current: 0.3
0.3
19
3-Year EPS w/o NRI Growth Rate 9.20
3-Year EPS w/o NRI Growth Rate ranked lower than
63.80% of 1359 companies
in the Savings & Cooperative Banks industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
TBNK: 9.2
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 5.3, Max: 23.5
Current: 9.2
0
23.5

» TBNK's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:TBNK

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Savings & Cooperative Banks    NAICS : 522120    SIC : 6035
Compare NAS:GCBC NAS:TSBK OTCPK:NASB NAS:SMBC NAS:HBCP NAS:ESSA NAS:FNWB NAS:SIFI NAS:FCAP NAS:EBTC NAS:RVSB PHS:PBB OSL:SADG NAS:MLVF NAS:PBIP NAS:HIFS NAS:OFED OTCPK:NWIN NAS:PROV HKSE:00900
Traded in other countries 9TB.Germany
Address 1132 Bishop Street, Suite 2200, Honolulu, HI, USA, 96813
Territorial Bancorp Inc is a bank holding company. The company through its subsidiary, provides financial services to individuals, families and businesses through its banking offices located throughout the State of Hawaii.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.55
PE Ratio ranked lower than
60.76% of 1557 companies
in the Savings & Cooperative Banks industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
TBNK: 12.55
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 11.68, Med: 16.9, Max: 285
Current: 12.55
11.68
285
Forward PE Ratio 12.47
Forward P/E ranked lower than
78.44% of 487 companies
in the Savings & Cooperative Banks industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
TBNK: 12.47
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 12.55
PE without NRI ranked lower than
60.12% of 1532 companies
in the Savings & Cooperative Banks industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
TBNK: 12.55
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 11.68, Med: 16.9, Max: 285
Current: 12.55
11.68
285
Price-to-Owner-Earnings 11.31
Price-to-Owner-Earnings ranked lower than
69.06% of 989 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
TBNK: 11.31
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 0.94, Med: 16.9, Max: 32.74
Current: 11.31
0.94
32.74
PB Ratio 1.10
PB Ratio ranked lower than
53.85% of 1651 companies
in the Savings & Cooperative Banks industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
TBNK: 1.1
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.89, Med: 1.1, Max: 1.43
Current: 1.1
0.89
1.43
PS Ratio 4.03
PS Ratio ranked lower than
73.68% of 1649 companies
in the Savings & Cooperative Banks industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
TBNK: 4.03
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 3.28, Med: 4.11, Max: 5.05
Current: 4.03
3.28
5.05
Price-to-Free-Cash-Flow 11.69
Price-to-Free-Cash-Flow ranked lower than
73.70% of 882 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
TBNK: 11.69
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 9.93, Med: 15.55, Max: 39.86
Current: 11.69
9.93
39.86
Price-to-Operating-Cash-Flow 11.56
Price-to-Operating-Cash-Flow ranked lower than
77.22% of 948 companies
in the Savings & Cooperative Banks industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
TBNK: 11.56
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 9.5, Med: 14.27, Max: 32.88
Current: 11.56
9.5
32.88
EV-to-Revenue 5.37
EV-to-Revenue ranked lower than
69.43% of 1325 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
TBNK: 5.37
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.1, Med: 2.6, Max: 6
Current: 5.37
0.1
6
Shiller PE Ratio 17.49
Shiller PE Ratio ranked lower than
53.27% of 672 companies
in the Savings & Cooperative Banks industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
TBNK: 17.49
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 16.25, Med: 19.46, Max: 21.88
Current: 17.49
16.25
21.88

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 3.13
Trailing Dividend Yield ranked higher than
54.16% of 2587 companies
in the Savings & Cooperative Banks industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
TBNK: 3.13
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.24, Med: 2.38, Max: 3.29
Current: 3.13
0.24
3.29
Dividend Payout Ratio 0.39
Dividend Payout Ratio ranked lower than
65.28% of 1420 companies
in the Savings & Cooperative Banks industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
TBNK: 0.39
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.25, Med: 0.4, Max: 0.51
Current: 0.39
0.25
0.51
3-Year Dividend Growth Rate (Per Share) 8.40
3-Year Dividend Growth Rate ranked higher than
64.32% of 880 companies
in the Savings & Cooperative Banks industry.
Industry Max: 228.7, Med: 6, Min: -100
TBNK: 8.4
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 10.1, Max: 29.4
Current: 8.4
0
29.4
Forward Dividend Yield % 3.19
Forward Dividend Yield ranked higher than
51.14% of 2534 companies
in the Savings & Cooperative Banks industry.
Industry Max: 98, Med: 3.16, Min: 0.01
TBNK: 3.19
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 5.15
Yield-on-Cost (5y) ranked higher than
67.71% of 2561 companies
in the Savings & Cooperative Banks industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
TBNK: 5.15
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.39, Med: 3.83, Max: 5.3
Current: 5.15
0.39
5.3

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.10
Price-to-Tangible-Book ranked higher than
52.49% of 1669 companies
in the Savings & Cooperative Banks industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
TBNK: 1.1
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.89, Med: 1.08, Max: 1.4
Current: 1.1
0.89
1.4
Price-to-Projected-FCF 0.73
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
50.21% of 958 companies
in the Savings & Cooperative Banks industry.
Industry Max: 460, Med: 0.76, Min: 0.01
TBNK: 0.73
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.61, Med: 0.74, Max: 0.9
Current: 0.73
0.61
0.9
Price-to-Median-PS-Value 0.98
Price-to-Median-PS-Value ranked lower than
51.31% of 1524 companies
in the Savings & Cooperative Banks industry.
Industry Max: 186, Med: 1.02, Min: 0.03
TBNK: 0.98
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.79, Med: 0.99, Max: 1.2
Current: 0.98
0.79
1.2
Price-to-Graham-Number 0.78
Price-to-Graham-Number ranked lower than
54.20% of 1476 companies
in the Savings & Cooperative Banks industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
TBNK: 0.78
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.75, Med: 0.92, Max: 3.21
Current: 0.78
0.75
3.21

More Statistics

Revenue (TTM) (Mil) $ 65.23
EPS (TTM) $ 2.24
Beta 0.64
Volatility % 16
52-Week Range $ 24.96 - 31.95
Shares Outstanding (Mil) 9.64

Analyst Estimate

Piotroski F-Score Details