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TBNK (Territorial Bancorp) PS Ratio : 2.51 (As of Dec. 15, 2024)


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What is Territorial Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Territorial Bancorp's share price is $10.61. Territorial Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $4.22. Hence, Territorial Bancorp's PS Ratio for today is 2.51.

Warning Sign:

Territorial Bancorp Inc stock PS Ratio (=2.51) is close to 1-year high of 2.71

The historical rank and industry rank for Territorial Bancorp's PS Ratio or its related term are showing as below:

TBNK' s PS Ratio Range Over the Past 10 Years
Min: 1.25   Med: 3.78   Max: 5.03
Current: 2.51

During the past 13 years, Territorial Bancorp's highest PS Ratio was 5.03. The lowest was 1.25. And the median was 3.78.

TBNK's PS Ratio is ranked better than
51.77% of 1526 companies
in the Banks industry
Industry Median: 2.64 vs TBNK: 2.51

Territorial Bancorp's Revenue per Sharefor the three months ended in Sep. 2024 was $0.94. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $4.22.

Warning Sign:

Territorial Bancorp Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Territorial Bancorp was -25.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was -9.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was -4.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was -0.20% per year.

During the past 13 years, Territorial Bancorp's highest 3-Year average Revenue per Share Growth Rate was 17.10% per year. The lowest was -9.50% per year. And the median was 3.10% per year.

Back to Basics: PS Ratio


Territorial Bancorp PS Ratio Historical Data

The historical data trend for Territorial Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Territorial Bancorp PS Ratio Chart

Territorial Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.35 3.43 3.80 3.59 2.15

Territorial Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.60 2.15 1.66 1.79 2.47

Competitive Comparison of Territorial Bancorp's PS Ratio

For the Banks - Regional subindustry, Territorial Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Territorial Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Territorial Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Territorial Bancorp's PS Ratio falls into.



Territorial Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Territorial Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=10.61/4.22
=2.51

Territorial Bancorp's Share Price of today is $10.61.
Territorial Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.22.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Territorial Bancorp  (NAS:TBNK) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Territorial Bancorp PS Ratio Related Terms

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Territorial Bancorp Business Description

Traded in Other Exchanges
N/A
Address
1003 Bishop Street, Suite 500, Pauahi Tower, Honolulu, HI, USA, 96813
Territorial Bancorp Inc operates as a bank holding company. It offers a wide variety of FDIC-insured deposit products and loan products for the consumer and small businesses. Its business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one-to-four-family residential mortgage loans and investment securities. The company offers a variety of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts and Super NOW accounts Its loan segment portfolio consists of Residential Mortgage; Construction, Commercial, and Other Mortgage Loans; Home Equity loans & line of credit; and Consumer & others.
Executives
Troy Yoshimasu officer: Sr. VP/Chief Lending Officer 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Jan Sam director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Vernon Hirata officer: Vice Chairman & Co-COO, other: Gen. Counsel & Secretary 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Ralph Y Nakatsuka officer: Vice Chairman & Co-COO 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Howard Y Ikeda director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Allan S Kitagawa director, officer: Chairman, President and CEO 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
David S Murakami director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
John M Ohama director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Kirk W Caldwell director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Jennifer Isobe director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Richard I Murakami director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Francis E. Tanaka director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Melvin M Miyamoto officer: SVP and Treasurer 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Richard Kc Lau officer: SVP 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Karen J Cox officer: SVP 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813