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Q4 2023 National Bank Holdings Corp Earnings Call Transcript
Good morning, everyone, and welcome to the National Bank Holdings Corporation 2023 fourth-quarter earnings call. My name is Anna, and I will be your conference operator for today. (Operator Instructions) As a reminder, this conference is being recorded for replay purposes. I will now turn the call over to Emily Gooden, Director of Investor Relations.
Thank you, Anna, and good morning. We will begin today's call with prepared remarks, followed by a question-and-answer session.
I would like to remind you that this conference call will contain forward-looking statements, including but not limited to, statements regarding the company's strategy, loans, deposits, capital, net interest income, noninterest income, margins, allowance taxes, and noninterest expense. Actual results could differ materially from those discussed today. These forward-looking statements are subject to risks, uncertainties and other factors which are disclosed in more detail in the company's most recent filings with the US Securities
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