AvenuesAI Ltd (NSE:CCAVENUE)

Q3 2026 Avenuesai Ltd Earnings Call Transcript

Feb 13, 2026 / 11:00 AM GMT

Release Date Price: ₹18.9 (+1.67%)

Transcript

Key Points

Positve

AvenuesAI Ltd (BOM:539807) reported a strong financial performance with a 122% year-over-year growth in consolidated gross revenue, driven by higher payment volumes and expansion in domestic and international markets.
The company has successfully transitioned into an AI-native transaction infrastructure platform, enhancing its long-term growth opportunities.
AvenuesAI Ltd received regulatory approvals, including an RBI license for prepaid payment instruments and IFSCA approval for cross-border payments, which are close to monetization.
The integration of AI across various operations, such as fraud detection and risk management, has led to improved efficiency and reduced operational friction.
The company has a strong balance sheet with healthy cash flows and low leverage, allowing for strategic investments in AI and platform infrastructure.

Negative

The net revenue growth was only 6% year-over-year, which is relatively modest compared to the gross revenue growth.
The net take rate has decreased, reflecting a competitive pricing environment and a focus on volume-led growth over headline take rates.
There is a risk of organizational and product complexity due to multiple layers like agentic payments, offline PA, and AI orchestration, which could dilute focus.
The company's profitability is heavily reliant on future regulatory changes, such as the potential introduction of MDR for UPI transactions.
The adoption of AI-driven systems and platforms is still in its early stages, and the full realization of benefits may take time.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

AVES.NS - Avenuesai Ltd
Q3 2026 Avenuesai Ltd Earnings Call
Feb 13, 2026 / 11:00AM GMT

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Presentation
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Unidentified_1 [1]
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Ladies and gentlemen, good day and welcome to Avenues AI Limited Q3 F 526 earnings conference call hosted by Going Advisors. As a reminder, all participant lines will be in the less only mode, and there will be an opportunity for you to ask questions after the presentation concludes.

Should you need assistance during this conference call, please signal an operator by pressing, then 0 on your touchstone phone.

Please note that this conference is being recorded.

I now held the conference, both Mr. Rajat Gupta from Go India Advisors.

Thank you and over to Mr. Gupta.

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Unidentified_2 [2]
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