Q4 2022 CSB Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the CSB Bank Q4 FY '22 Investor Conference Call hosted by Axis Capital Limited. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Praveen Agarwal from Axis Capital Limited. Thank you, and over to you, sir.
Thank you, Pawan. Good evening, everyone, and welcome to this earnings call. We have with us Mr. Pralay Mondal, MD and CEO; and Mr. B.K. Divakara, CFO from the management team. And I would request Pralay to give his initial remarks after which we'll open the floor for Q&A. Over to you, sir.
Thank you very much, and welcome, everybody, to this annual results investor call. We had a very good quarter and a year at CSB. And while Mr. Divakara, our CFO, will take us through and take you through all the detailed numbers, and that's why I'm not getting into too much with numbers. But also, I would like to say that, we, as a bank, have broadly
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