Q2 2026 Indian Railway Finance Corp Ltd Earnings Call Transcript
Key Points
- Indian Railway Finance Corp Ltd (BOM:543257) reported a PAT of INR1,780 crore for Q2 FY25, marking a growth of over 10%, with H1 profit reaching INR3,523 crore, the highest ever in the company's history.
- The company's net worth has reached a record INR56,000 crore, with an EPS of INR5.39.
- A significant increase in new business agreements was noted, with INR36,000 crore signed in just three days, contributing to a total of over INR45,000 crore in H1.
- The company declared a record-breaking interim dividend of INR1.05 per share, reinforcing shareholder trust and confidence.
- Indian Railway Finance Corp Ltd (BOM:543257) maintains a zero NPA record, showcasing its resilience and risk discipline.
- The company faces challenges in building human capital as it diversifies beyond Indian Railways, requiring expertise in sales, underwriting, and collections.
- There is a concern about potential delinquencies as the company ventures into uncharted territories outside the railway sector.
- The competition in the wholesale business outside railways is stiff, which could impact margins.
- The company's business model relies on maintaining low overheads, which could be challenging as it expands.
- There is a risk of future MAT liability, although the company currently benefits from unabsorbed depreciation.
Ladies and gentlemen, good day, and welcome to IRFC Q2 FY 2025, '26 and half year results earnings call hosted by DAM Capital Advisors Limited. (Operator Instructions)
I now hand the conference over to Parth Jariwala from DAM Capital Advisors Limited. Thank you, and over to you, sir.
(technical difficulty) Indian Railway Finance Corporation Limited. From the management, we have with us Shri Manoj Kumar Dubey, Chairman, Managing Director, and CEO; and Shri Randhir Sahay, Director-Finance and CFO. Without further ado, I shall hand over the call to Shri Manoj Kumar Dubey for his opening remarks, post which we can open the floor for the Q&A. Over to you, sir. Thank you.
A very good morning, Parth and a very good morning to all of our friends, who are there on con call. We are here once again to celebrate the remarkable path IRFC charted, a journey that grows deeper
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |
Trustpilot
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
