Life Insurance Corporation of India (NSE:LICI)

Q4 2025 Life Insurance Corporation Of India Earnings Call Transcript

May 27, 2025 / 01:30PM GMT

Release Date Price: ₹435.63 (+0.14%)

Transcript

Key Points

Positve

Life Insurance Corporation of India (BOM:543526) achieved a Guinness World Record for the most life insurance policies sold in 24 hours, with 588,107 policies sold.
The company reported a total premium income of INR 4,88,148 crores for the year ended March 31, 2025, marking an increase from INR 4,75,070 crores in the previous year.
Profit after tax (PAT) grew by 18.38% year-on-year, reaching INR 48,151 crores.
The solvency ratio improved to 2.11 as of March 31, 2025, compared to 1.98 the previous year.
Assets under management (AUM) increased by 6.45% year-on-year, reaching INR 54,52,297 crores as of March 31, 2025.

Negative

The market share by past year premium income decreased to 57.05% from 58.87% in the previous year.
The group business total premium income decreased by 1.28% year-on-year.
The number of new policies sold decreased from 2,03,92,973 in the previous year to 1,77,82,975.
The persistency ratio for the 13th month decreased from 77.66% to 74.84% on a premium basis.
The market share by the number of agents decreased from 48.87% to 47.61%.

Operator

Ladies and gentlemen, good day, and welcome to the LIC's FY25 earnings conference call. (Operator instructions) Please note that this conference is being recorded. We have senior management of LIC led by Mr. Siddharth Mohanty, CEO and MD on this call.

I now hand the conference over to Mr. Siddharth Mohanty, CEO and MD, LIC. Thank you, and over to you, Mr. Mohanty.

Siddhartha Mohanty

Life Insurance Corporation Of India - Chief Executive Officer, Managing Director

Good evening, everyone. I am Siddharth Mohanty, Chief Executive Officer and Managing Director, LIC. I would like to welcome all of you to the results and performance update call of Life Insurance Corporation of India for the year ended March 31, 2025. Our results declared today have been uploaded along with press release and the investor presentation on our website as well as on the websites of both the exchanges, BSE and NSE. Along with me on this call, I have four Managing Directors, Mr. M. Jagannath; Mr. Tablesh Pandey; Mr. Sakpalanu; and Mr. R. Dori.

Senior officials of the

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