REC Ltd (NSE:RECLTD)

Q4 2025 REC Limited Earnings Call Transcript

May 14, 2025 / 05:00 AM GMT

Release Date Price: ₹389.5 (-3.05%)

Transcript

Key Points

Positve

REC Ltd (BOM:532955) recorded its highest ever annual profit of 15,713 crores, marking a 12% year-on-year growth.
The company's net worth increased by 13% to approximately 78,000 crores.
REC Ltd's total income grew by 20%, reaching around 56,000 crores.
The net interest margin improved to 3.63%, an increase of 6 basis points from the previous year.
The company maintains a strong capital adequacy ratio of 26%, well above the RBI requirement, providing a cushion for future growth.

Negative

REC Ltd faced prepayments of 34,000 crores, which impacted the potential growth of its loan book.
There are ongoing issues with the signing of Power Purchase Agreements (PPAs) in the renewable energy sector, which could affect future project funding.
The company has 12 projects under NPA, with some requiring resolution through the National Company Law Tribunal (NCLT).
There is concern about the elevated provision coverage ratio for private renewable projects, indicating potential stress in this segment.
The declining interest rate environment poses a challenge, as banks may aggressively seek to refinance projects funded by REC Ltd.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

RECM.NS - REC Limited
Q4 2025 REC Limited Earnings Call
May 14, 2025 / 05:00AM GMT

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Presentation
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Unidentified_1 [1]
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The conference is now being recorded.

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Unidentified_2 [2]
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Leadership REC will continue to scale site.

Sir, now I request you to kindly provide the opening remarks to the investors on this call.

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Unidentified_3 [3]
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Thank you so much.

First of all, a very good morning to all of you, and it gives me great pleasure to and a sense of privilege to sit here before all of you

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