Insperity Inc (NYSE:NSP)

Q4 2025 Insperity Inc Earnings Call Transcript

Feb 10, 2026 / 10:00 PM GMT

Release Date Price: $33.66 (-8.28%)

Transcript 10-K8-K

Key Points

Positve

Insperity Inc (NSP) reported a significant improvement in gross profit per worksite employee, aligning with their forecast.
The company successfully renegotiated their contract with UnitedHealthcare, reducing the pooling level and implementing plan design changes effective January 2026.
Insperity Inc (NSP) has initiated the rollout of HR Scale, a joint solution with Workday, expected to enhance their PEO solution set for mid-market companies.
The company maintained a strong client retention rate of 99% per month during Q4 2025, consistent with prior year results.
Insperity Inc (NSP) ended the quarter with $57 million of adjusted cash and increased their borrowing capacity under the credit facility.

Negative

The average number of paid worksite employees was slightly below forecast due to continued weakness and volatility in client net hiring.
Insperity Inc (NSP) experienced a significant decline in adjusted EBITDA and EPS for the year, with a 51% and 71% decrease respectively.
The company faced challenges due to elevated healthcare claim costs, impacting their gross profit margin.
Operating expenses included a $2.8 million cost related to the acceleration of sales office consolidation.
Insperity Inc (NSP) had to right-size their organization, impacting approximately 4% of their non-sales staff.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

NSP.N - Insperity Inc
Q4 2025 Insperity Inc Earnings Call
Feb 10, 2026 / 10:00PM GMT

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Presentation
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Unidentified_1 [1]
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Please continue to hold. Your conference will begin momentarily.

Thank you for your patience. Please continue to hold. Once again, thank you for your patience.

Good afternoon. My name is John, and I will be your conference operator today. I would like to welcome everyone to the Insperity 4th quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press 0 on your telephone keypad. Please note this conference is being recorded. At this time I would like to introduce today's speakers. Joining us are Paul Servati, Chairman of the board and Chief Executive

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