Switch to:
Also traded in: Canada, Germany, Mexico, Switzerland, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 7.84
RY's Cash-to-Debt is ranked higher than
79% of the 1374 Companies
in the Global Banks - Global industry.

( Industry Median: 1.22 vs. RY: 7.84 )
Ranked among companies with meaningful Cash-to-Debt only.
RY' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.36  Med: 3.27 Max: 7.84
Current: 7.84
0.36
7.84
Equity-to-Asset 0.06
RY's Equity-to-Asset is ranked lower than
84% of the 1386 Companies
in the Global Banks - Global industry.

( Industry Median: 0.11 vs. RY: 0.06 )
Ranked among companies with meaningful Equity-to-Asset only.
RY' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.05 Max: 0.06
Current: 0.06
0.04
0.06
Debt-to-Equity 0.11
RY's Debt-to-Equity is ranked higher than
90% of the 1222 Companies
in the Global Banks - Global industry.

( Industry Median: 0.72 vs. RY: 0.11 )
Ranked among companies with meaningful Debt-to-Equity only.
RY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.11  Med: 0.35 Max: 1.3
Current: 0.11
0.11
1.3
Debt-to-EBITDA 0.22
RY's Debt-to-EBITDA is ranked higher than
93% of the 1236 Companies
in the Global Banks - Global industry.

( Industry Median: 1.99 vs. RY: 0.22 )
Ranked among companies with meaningful Debt-to-EBITDA only.
RY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.22
Current: 0.22
0
0.22
Beneish M-Score: -2.32
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Net Margin % 29.14
RY's Net Margin % is ranked higher than
65% of the 1390 Companies
in the Global Banks - Global industry.

( Industry Median: 23.34 vs. RY: 29.14 )
Ranked among companies with meaningful Net Margin % only.
RY' s Net Margin % Range Over the Past 10 Years
Min: 14.59  Med: 26.6 Max: 29.14
Current: 29.14
14.59
29.14
ROE % 15.96
RY's ROE % is ranked higher than
85% of the 1390 Companies
in the Global Banks - Global industry.

( Industry Median: 8.73 vs. RY: 15.96 )
Ranked among companies with meaningful ROE % only.
RY' s ROE % Range Over the Past 10 Years
Min: 10.71  Med: 16.29 Max: 17.38
Current: 15.96
10.71
17.38
ROA % 0.97
RY's ROA % is ranked higher than
55% of the 1396 Companies
in the Global Banks - Global industry.

( Industry Median: 0.90 vs. RY: 0.97 )
Ranked among companies with meaningful ROA % only.
RY' s ROA % Range Over the Past 10 Years
Min: 0.56  Med: 0.94 Max: 0.99
Current: 0.97
0.56
0.99
3-Year Revenue Growth Rate 6.50
RY's 3-Year Revenue Growth Rate is ranked higher than
56% of the 1293 Companies
in the Global Banks - Global industry.

( Industry Median: 4.30 vs. RY: 6.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RY' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 1.5  Med: 7.3 Max: 15.6
Current: 6.5
1.5
15.6
3-Year EPS without NRI Growth Rate 7.50
RY's 3-Year EPS without NRI Growth Rate is ranked higher than
60% of the 1163 Companies
in the Global Banks - Global industry.

( Industry Median: 4.80 vs. RY: 7.50 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
RY' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -3  Med: 9.7 Max: 107.4
Current: 7.5
-3
107.4
GuruFocus has detected 2 Warning Signs with Royal Bank of Canada RY.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RY's 30-Y Financials

Financials (Next Earnings Date: 2019-02-23 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2017

RY Guru Trades in Q4 2017

Joel Greenblatt 2,862 sh (New)
Pioneer Investments 640,544 sh (New)
Jeremy Grantham 521,500 sh (+136.19%)
David Dreman 13,744 sh (unchged)
Jim Simons 729,077 sh (-24.49%)
Ray Dalio 172,551 sh (-41.05%)
» More
Q1 2018

RY Guru Trades in Q1 2018

Jeremy Grantham 1,134,000 sh (+117.45%)
Jim Simons 1,689,577 sh (+131.74%)
David Dreman 13,744 sh (unchged)
Joel Greenblatt Sold Out
Pioneer Investments 459,311 sh (-28.29%)
Ray Dalio 168,721 sh (-2.22%)
» More
Q2 2018

RY Guru Trades in Q2 2018

Jeremy Grantham 1,503,100 sh (+32.55%)
Pioneer Investments 555,351 sh (+20.91%)
Ray Dalio 598,476 sh (+254.71%)
Jim Simons 1,602,377 sh (-5.16%)
» More
Q3 2018

RY Guru Trades in Q3 2018

Ray Dalio 699,313 sh (+16.85%)
Jim Simons 1,906,579 sh (+18.98%)
Jeremy Grantham 2,187,035 sh (+45.50%)
Pioneer Investments 638,644 sh (+15.00%)
» More
» Details

Insider Trades

Latest Guru Trades with NYSE:RY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

Guru Date Action
Impact Price Range
(Average)*
Change from Average Comment Current Shares
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Royal Bank of Canada

SymbolPriceYieldDescription
RY.PR.I.PFD.Canada24.983.53First Pfd Shs Series -AJ
RY.PR.B.PFD.Canada25.114.684.7 % Non-Cum First Pfd Shs Series -AB
RY.PR.L.PFD.Canada25.034.25Non-Cum 1st Pfd Shs Series -AL
RY.PR.A.PFD.Canada24.944.494.45 % Non-Cum First Pfd Shs Series -AA-
RY.PR.E.PFD.Canada25.004.504 1/2 % Non-Cum 1st Pfd Shs Series -AE
RY.PR.N.PFD.Canada24.015.13Ser - BH
RY.PR.W.PFD.Canada23.905.104.9 % Non-Cum First Pfd Shs Series W
RY.PR.P.PFD.Canada25.175.255 1/4 % Non-Cum 1st Pfd Shs Series -BJ-
RY.PR.R.PFD.Canada25.855.315.5% Fixed Non-Cum Red 1st Rate Reset Pfd Shs Series -BM-
RY.PR.D.PFD.Canada25.024.504 1/2 % Non-Cum 1st Pfd Shs Series -AD
RY.PR.G.PFD.Canada25.004.484 1/2 % Non-Cum First Pfd Shs Series -AG
RY.PR.F.PFD.Canada24.974.444.45 % Non-Cum 1st Pfd Shs Series -AF-
RY.PR.C.PFD.Canada24.914.654.6 % Non Cum Conv Red 1st Pfd Shs Series -AC
RY.PR.S.PFD.Canada22.250.00FXDFR PRF PERPETUAL CAD 25 - Ser BO NVCC
RYpT.PFD30.435.54DR Deposit Shs Repr 1/40th 6.75 % Non-Cum Pfd Shs Series -C-2- Fltg Rt
RY.PR.H.PFD.Canada20.074.80Non-Cum 1st Red Pref Shs Series -BB-
RBKDF.PFD19.550.004 1/2 % Non-Cum 1st Pfd Shs Series -AD
RY.PR.Z.PFD.Canada20.254.92Non-Cum First Pfd Shs Series -AZ-
RY.PR.K.PFD.Canada25.003.131st Pfd Shs Series -AK-
RBCDF.PFD18.714.39Non-Cum 1st Pfd Shs Series -AL
RY.PR.J.PFD.Canada21.524.13Non-Cum 1st Red Pref Shs Series -BD-
RY.PR.M.PFD.Canada20.874.39Non-Cum 1st Red Pfd Shs Series -BF-
RYLBF.PFD19.810.004.45 % Non-Cum First Pfd Shs Series -AA-
RY.PR.O.PFD.Canada24.095.074.9 % Non-Cum 1st Red Pfd Shs Series -BI-
RYPRSCL.PFD24.994.13Deposit Shs Repr 1/40th 5.50% Non-Cum Perp Pfd Shs Series -C-1-
RY.PR.Q.PFD.Canada25.705.35Non-Cum Red 1st Rate Reset Pfd Shs Series -BK-
RYYLF.PFD19.250.004 1/2 % Non-Cum First Pfd Shs Series -AG

Business Description

Industry: Banks » Banks - Global    NAICS: 522110    SIC: 7029
Compare:XMCE:SAN, TSX:TD, ASX:CBA, TSE:8306, TSX:BNS, ASX:WBC, XSWX:UBSGE, SHSE:601328, XAMS:INGA, ASX:NAB, TSE:8316, ASX:ANZ, XMCE:BBVA, LSE:BARC, TSX:BMO, SHSE:601988, NYSE:C, LSE:RBS, XSWX:CSGN, TSX:CM » details
Traded in other countries:RY.Canada, RYC.Germany, RY N.Mexico, RY.Switzerland, 0QKU.UK,
Headquarter Location:Canada
Royal Bank of Canada is one of the largest Canadian banks. It provides diversified financial services, personal and commercial banking, wealth management services, insurance, corporate and investment banking, and transaction processing services worldwide.

Royal Bank of Canada is one of the two largest banks in Canada. It is a diversified financial services company, offering personal and commercial banking, wealth-management services, insurance, corporate banking, and capital markets services. The bank is concentrated in Canada, with additional operations in the U.S. and other countries.

Ratios

vs
industry
vs
history
PE Ratio 11.26
RY's PE Ratio is ranked higher than
59% of the 1278 Companies
in the Global Banks - Global industry.

( Industry Median: 14.76 vs. RY: 11.26 )
Ranked among companies with meaningful PE Ratio only.
RY' s PE Ratio Range Over the Past 10 Years
Min: 8.43  Med: 12.8 Max: 22.3
Current: 11.26
8.43
22.3
Forward PE Ratio 10.54
RY's Forward PE Ratio is ranked higher than
70% of the 464 Companies
in the Global Banks - Global industry.

( Industry Median: 13.40 vs. RY: 10.54 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 11.26
RY's PE Ratio without NRI is ranked higher than
59% of the 1278 Companies
in the Global Banks - Global industry.

( Industry Median: 14.76 vs. RY: 11.26 )
Ranked among companies with meaningful PE Ratio without NRI only.
RY' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.43  Med: 12.57 Max: 22.18
Current: 11.26
8.43
22.18
Price-to-Owner-Earnings 9.09
RY's Price-to-Owner-Earnings is ranked higher than
82% of the 813 Companies
in the Global Banks - Global industry.

( Industry Median: 15.15 vs. RY: 9.09 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RY' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.94  Med: 6.65 Max: 480.25
Current: 9.09
1.94
480.25
PB Ratio 1.86
RY's PB Ratio is ranked lower than
87% of the 1383 Companies
in the Global Banks - Global industry.

( Industry Median: 1.24 vs. RY: 1.86 )
Ranked among companies with meaningful PB Ratio only.
RY' s PB Ratio Range Over the Past 10 Years
Min: 1.25  Med: 2.17 Max: 2.85
Current: 1.86
1.25
2.85
PS Ratio 3.26
RY's PS Ratio is ranked lower than
53% of the 1373 Companies
in the Global Banks - Global industry.

( Industry Median: 3.41 vs. RY: 3.26 )
Ranked among companies with meaningful PS Ratio only.
RY' s PS Ratio Range Over the Past 10 Years
Min: 1.58  Med: 3.11 Max: 3.82
Current: 3.26
1.58
3.82
Price-to-Free-Cash-Flow 8.87
RY's Price-to-Free-Cash-Flow is ranked higher than
73% of the 754 Companies
in the Global Banks - Global industry.

( Industry Median: 12.61 vs. RY: 8.87 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RY' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.08  Med: 6.6 Max: 131.86
Current: 8.87
2.08
131.86
Price-to-Operating-Cash-Flow 7.85
RY's Price-to-Operating-Cash-Flow is ranked higher than
71% of the 803 Companies
in the Global Banks - Global industry.

( Industry Median: 11.07 vs. RY: 7.85 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RY' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.95  Med: 6.18 Max: 39.69
Current: 7.85
1.95
39.69
EV-to-Revenue 1.89
RY's EV-to-Revenue is ranked higher than
78% of the 1151 Companies
in the Global Banks - Global industry.

( Industry Median: 4.50 vs. RY: 1.89 )
Ranked among companies with meaningful EV-to-Revenue only.
RY' s EV-to-Revenue Range Over the Past 10 Years
Min: 1.1  Med: 2.9 Max: 6.1
Current: 1.89
1.1
6.1
Shiller PE Ratio 15.69
RY's Shiller PE Ratio is ranked higher than
61% of the 573 Companies
in the Global Banks - Global industry.

( Industry Median: 20.24 vs. RY: 15.69 )
Ranked among companies with meaningful Shiller PE Ratio only.
RY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.77  Med: 17.23 Max: 20.58
Current: 15.69
9.77
20.58

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 4.12
RY's Dividend Yield % is ranked higher than
69% of the 2530 Companies
in the Global Banks - Global industry.

( Industry Median: 2.60 vs. RY: 4.12 )
Ranked among companies with meaningful Dividend Yield % only.
RY' s Dividend Yield % Range Over the Past 10 Years
Min: 3.24  Med: 3.78 Max: 7.39
Current: 4.12
3.24
7.39
Dividend Payout Ratio 0.45
RY's Dividend Payout Ratio is ranked lower than
67% of the 1372 Companies
in the Global Banks - Global industry.

( Industry Median: 0.34 vs. RY: 0.45 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RY' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.45  Med: 0.46 Max: 0.52
Current: 0.45
0.45
0.52
3-Year Dividend Growth Rate 7.00
RY's 3-Year Dividend Growth Rate is ranked higher than
54% of the 790 Companies
in the Global Banks - Global industry.

( Industry Median: 6.20 vs. RY: 7.00 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
RY' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 1.3  Med: 10.9 Max: 21.7
Current: 7
1.3
21.7
Forward Dividend Yield % 4.13
RY's Forward Dividend Yield % is ranked higher than
65% of the 2459 Companies
in the Global Banks - Global industry.

( Industry Median: 2.93 vs. RY: 4.13 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 6.03
RY's 5-Year Yield-on-Cost % is ranked higher than
75% of the 2507 Companies
in the Global Banks - Global industry.

( Industry Median: 3.30 vs. RY: 6.03 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RY' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.74  Med: 5.53 Max: 10.81
Current: 6.03
4.74
10.81
3-Year Average Share Buyback Ratio -0.20
RY's 3-Year Average Share Buyback Ratio is ranked higher than
73% of the 975 Companies
in the Global Banks - Global industry.

( Industry Median: -2.40 vs. RY: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RY' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -3.7  Med: -0.2 Max: 1.5
Current: -0.2
-3.7
1.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.37
RY's Price-to-Tangible-Book is ranked lower than
91% of the 1370 Companies
in the Global Banks - Global industry.

( Industry Median: 1.33 vs. RY: 2.37 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RY' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.4  Med: 2.99 Max: 4.2
Current: 2.37
1.4
4.2
Price-to-Intrinsic-Value-Projected-FCF 0.52
RY's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
68% of the 867 Companies
in the Global Banks - Global industry.

( Industry Median: 0.82 vs. RY: 0.52 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
RY' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.51  Med: 0.87 Max: 5.1
Current: 0.52
0.51
5.1
Price-to-Median-PS-Value 1.04
RY's Price-to-Median-PS-Value is ranked lower than
54% of the 1305 Companies
in the Global Banks - Global industry.

( Industry Median: 1.11 vs. RY: 1.04 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RY' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.43  Med: 0.93 Max: 1.19
Current: 1.04
0.43
1.19
Price-to-Graham-Number 1.09
RY's Price-to-Graham-Number is ranked lower than
68% of the 1212 Companies
in the Global Banks - Global industry.

( Industry Median: 1.01 vs. RY: 1.09 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RY' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.73  Med: 1.33 Max: 1.62
Current: 1.09
0.73
1.62

More Statistics

Revenue (TTM) (Mil) $33,190.34
EPS (TTM) $ 6.53
Beta1.17
Volatility15.23%
52-Week Range $69.99 - 87.10
Shares Outstanding (Mil)1,438.79

Analyst Estimate

Oct19 Oct20 Oct21
Revenue (Mil $) 33,318 35,180
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 6.92 7.30 7.65
EPS without NRI ($) 6.92 7.30 7.65
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}