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Royal Bank of CanadaRY +0.01%77 3-Year EPS without NRI Growth Rate is 8.80% as of Apr. 2026, which is 11% below its 10-year median of 9.85. GuruFocus rates RY with a GF Score™ of 77/100 and a GF Value™ of $152.80 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,412 Banks companies, Royal Bank of Canada ranks better than 53.4% on this metric.
During the past 12 months, Royal Bank of Canada's average EPS without NRI Growth Rate was 21.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 8.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 9.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 7.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Royal Bank of Canada was 107.40% per year. The lowest was -1.40% per year. And the median was 9.85% per year.
Royal Bank of Canada (NYSE:RY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Royal Bank of Canada 3-Year EPS without NRI Growth Rate Related Terms
RY vs JPM, BAC, WFC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Diversified subindustry, Royal Bank of Canada's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Bank of Canada 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Royal Bank of Canada's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Royal Bank of Canada's 3-Year EPS without NRI Growth Rate falls into.
Royal Bank of Canada 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 8.80% mean?
Royal Bank of Canada (RY) has a 3-Year EPS without NRI Growth Rate of 8.80% as of Apr. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Royal Bank of Canada and its competitors. This is 11% below median its historical median of 9.85. According to the industry distribution chart, Royal Bank of Canada ranks #658 out of 1412 companies in the Banks industry, placing it in the top 46.6%.
Is Royal Bank of Canada's 3-Year EPS without NRI Growth Rate too high?
Royal Bank of Canada's current 3-Year EPS without NRI Growth Rate of 8.80% is 11% below median its 10-year median of 9.85. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Royal Bank of Canada's value of 8.80% is 17.3% above this industry median. Based on the distribution chart, Royal Bank of Canada ranks #658 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Royal Bank of Canada has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Royal Bank of Canada's 3-Year EPS without NRI Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, Royal Bank of Canada ranks #658 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This puts Royal Bank of Canada in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Royal Bank of Canada's value of 8.80% is 17.3% above this benchmark. While the company's 10-year median is 9.85 vs. the industry median of 7.50, Royal Bank of Canada has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Bank of Canada's current 3-Year EPS without NRI Growth Rate of 8.80% is 17.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Royal Bank of Canada and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Bank of Canada's current 3-Year EPS without NRI Growth Rate is 8.80%, which is 11% below median its own 10-year median of 9.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Royal Bank of Canada (RY) is currently considered Significantly Overvalued. The stock's GF Value™ is $152.80, compared to a current price of $205.23 — trading 34.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 8.80%, which is 11% below median its 10-year median of 9.85 and 17.3% above the Banks industry median of 7.50. Royal Bank of Canada's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Royal Bank of Canada (RY), the current 3-Year EPS without NRI Growth Rate is 8.80% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Royal Bank of Canada (RY) Overvalued in 2026?
Based on GuruFocus' analysis, Royal Bank of Canada stock appears to be overvalued.
The current stock price of $205.23 is trading 34.3% above its estimated GF Value™ of $152.80.
GuruFocus considers Royal Bank of Canada to be Significantly Overvalued.
Key valuation signals for RY:
3-Year EPS without NRI Growth Rate: 8.80% (11% below median its 10-year median of 9.85)
GF Value™: $152.80 vs. price of $205.23 (34.3% above fair value)
Industry Position: 17.3% above the Banks median (#658 of 1412)
No single metric tells the full story. See the RY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Royal Bank of Canada is one of the two largest banks in Canada, with around CAD 2.4 trillion in assets at the end of April 2026. It is a diversified financial services company, offering personal and commercial banking, wealth management, insurance, corporate banking, and capital markets services. The bank is concentrated in Canada and has dominant market shares. RBC also has wealth and capital market businesses in the US, UK, and other countries. RBC is a top 15 investment bank globally.
77GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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