Half Year 2026 Paysauce Ltd Earnings Call Transcript

Nov 9, 2025 / 09:00 PM GMT

Transcript

Key Points

Positve

PaySauce Ltd (NZSE:PYS) reported an impressive 60% year-on-year increase in annualized recurring revenue (ARR), reaching $9.2 million.
Customer lifetime value increased by 20% to $60.5 million, indicating strong customer retention and value.
The company achieved a significant improvement in EBITDA, which rose by $231,000 to $779,000, doubling the previous half's bottom-line result.
PaySauce Ltd successfully launched its new global payroll platform, the 'gen 2 payroll engine,' providing a robust foundation for future growth.
The company has maintained a stable gross margin percentage despite a decline in interest income, thanks to efficiencies in cost management.

Negative

Interest income, a key component of revenue in New Zealand, declined by 20% year-on-year due to falling wholesale interest rates.
The company's free cash flow decreased compared to the previous year, although it remained positive at $33,000.
PaySauce Ltd faces challenges in entering the Australian market, where interest income will not be available as it is in New Zealand.
The cost of acquiring new customers is relatively high at $577 per customer, equating to about 6.5 months of revenue.
The company anticipates further declines in interest income due to expected reductions in the official cash rate (OCR) in the upcoming quarter.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

PYS.NZ - Paysauce Ltd
Half Year 2026 Paysauce Ltd Earnings Call
Nov 09, 2025 / 09:00PM GMT

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Presentation
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Unidentified_1 [1]
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Morena, good morning. Welcome to this results presentation for the six months ended 3rd of September 2025.

Just a reminder that, the, there's nothing in this presentation constitutes legal, financial, tax, or other advice, and we have uploaded this presentation to the NZX that is available to download, the presentation and the interim report. We've also uploaded it onto our website for you.

So today we've got Assamha Rajaratna, our CEO and co-founder, talking to you about the interim highlights. We then have myself, Jamie Monaghan, CFO, talking to you about the financial results over the year. We will then have some time for questions at the end. If you do have any questions, you're very welcome to send them through in

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