NAS:OLBK (USA)

Old Line Bancshares Inc

$ 25.35 0 (0%)
Volume: 28,274 Avg Vol (1m): 46,774
Market Cap $: 431.96 Mil Enterprise Value $: 393.77 Mil
P/E (TTM): 14.57 P/B: 1.15
Earnings Power Value 1.46
Net Current Asset Value 0
Tangible Book 15.77
Projected FCF 27.74
Median P/S Value 18.82
Graham Number 24.85
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.16
Cash-To-Debt ranked lower than
87.76% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
OLBK: 0.16
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.1, Med: 0.41, Max: 2.09
Current: 0.16
0.1
2.09
Equity-to-Asset 0.12
Equity-to-Asset ranked higher than
73.76% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
OLBK: 0.12
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.07, Med: 0.1, Max: 0.2
Current: 0.12
0.07
0.2
Debt-to-Equity 0.84
Debt-to-Equity ranked lower than
58.58% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
OLBK: 0.84
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.31, Med: 0.72, Max: 1.9
Current: 0.84
0.31
1.9
Debt-to-EBITDA 2.96
Debt-to-EBITDA ranked lower than
64.41% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
OLBK: 2.96
Ranked among companies with meaningful Debt-to-EBITDA only.
N/A
Beneish M-Score -1.87
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 6.73%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 27.34
Net Margin ranked higher than
55.46% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
OLBK: 27.34
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 10.08, Med: 18.9, Max: 26.72
Current: 27.34
10.08
26.72
ROE % 8.85
ROE ranked lower than
55.49% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
OLBK: 8.85
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 3.99, Med: 8.36, Max: 10.54
Current: 8.85
3.99
10.54
ROA % 1.05
ROA ranked higher than
52.52% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
OLBK: 1.05
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.4, Med: 0.8, Max: 1.08
Current: 1.05
0.4
1.08
3-Year Total Revenue Growth Rate 24.00
3-Year Revenue Growth Rate ranked higher than
77.79% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
OLBK: 9
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -2.7, Med: 9, Max: 73.7
Current: 9
-2.7
73.7
3-Year EPS w/o NRI Growth Rate 20.80
3-Year EPS w/o NRI Growth Rate ranked higher than
85.14% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
OLBK: 20.8
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -8.9, Med: 9.7, Max: 39.7
Current: 20.8
-8.9
39.7

» OLBK's 30-Y Financials

Financials (Next Earnings Date: 2019-07-24)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:FFKT NAS:FISI NAS:ACBI NAS:CATC NAS:CCNE NYSE:FSB NAS:BFC NAS:EQBK NAS:MOFG NAS:HTBI NAS:FMNB NAS:AMNB NAS:CCBG NAS:BSRR NAS:FBNK NAS:RBB NAS:THFF NAS:NBN AMEX:BHB OTCPK:DBIN
Traded in other countries
Address 1525 Pointer Ridge Place, Bowie, MD, USA, 20716
Old Line Bancshares Inc is a bank holding company. The firm through its subsidiary provides general banking and financial services to small and medium-sized businesses, entrepreneurs, professionals, consumers and high net worth clients. Its products and services are checking accounts, savings accounts, consumer loans, business loans, business banking, business accounts, remote deposit, merchant services, lockbox, credit cards and mortgage lending. The company's main source of revenue is interest income and fees generated by lending and investing funds on deposit. It has acquired Regal Bancorp Inc, WSB holding Inc, Maryland Bancorp Inc.

Ratios

Current vs industry vs history
PE Ratio (TTM) 14.57
PE Ratio ranked lower than
73.35% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
OLBK: 14.57
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 9.03, Med: 18.18, Max: 27.32
Current: 14.57
9.03
27.32
Forward PE Ratio 10.98
Forward P/E ranked lower than
56.47% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
OLBK: 10.98
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 14.57
PE without NRI ranked lower than
72.98% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
OLBK: 14.57
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 9.03, Med: 18.18, Max: 27.32
Current: 14.57
9.03
27.32
Price-to-Owner-Earnings 14.16
Price-to-Owner-Earnings ranked lower than
76.24% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
OLBK: 14.16
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 4.57, Med: 14.48, Max: 149.38
Current: 14.16
4.57
149.38
PB Ratio 1.15
PB Ratio ranked lower than
61.30% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
OLBK: 1.15
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.5, Med: 1.17, Max: 2.09
Current: 1.15
0.5
2.09
PS Ratio 3.97
PS Ratio ranked lower than
76.29% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
OLBK: 3.97
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1.53, Med: 2.95, Max: 5.78
Current: 3.97
1.53
5.78
Price-to-Free-Cash-Flow 16.87
Price-to-Free-Cash-Flow ranked lower than
84.13% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
OLBK: 16.87
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.37, Med: 15.09, Max: 40.82
Current: 16.87
4.37
40.82
Price-to-Operating-Cash-Flow 15.82
Price-to-Operating-Cash-Flow ranked lower than
86.18% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
OLBK: 15.82
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 3.56, Med: 12.05, Max: 31.49
Current: 15.82
3.56
31.49
EV-to-Revenue 3.63
EV-to-Revenue ranked lower than
80.08% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
OLBK: 3.63
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.9, Med: 3.8, Max: 10.4
Current: 3.63
1.9
10.4
Shiller PE Ratio 24.11
Shiller PE Ratio ranked lower than
81.25% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
OLBK: 24.11
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 21.52, Med: 26.91, Max: 38.4
Current: 24.11
21.52
38.4

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.66
Trailing Dividend Yield ranked lower than
83.80% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
OLBK: 1.66
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.83, Med: 1.27, Max: 2.61
Current: 1.66
0.83
2.61
Dividend Payout Ratio 0.24
Dividend Payout Ratio ranked higher than
73.10% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
OLBK: 0.24
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.15, Med: 0.22, Max: 0.32
Current: 0.24
0.15
0.32
3-Year Dividend Growth Rate (Per Share) 21.90
3-Year Dividend Growth Rate ranked higher than
80.91% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
OLBK: 21.9
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 10.1, Max: 21.9
Current: 21.9
0
21.9
Forward Dividend Yield % 1.89
Forward Dividend Yield ranked lower than
85.28% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
OLBK: 1.89
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 3.99
Yield-on-Cost (5y) ranked lower than
63.18% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
OLBK: 3.99
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.01, Med: 3.07, Max: 6.31
Current: 3.99
2.01
6.31
3-Year Share Buyback Rate -16.30
3-Year Share Buyback Rate ranked lower than
62.62% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
OLBK: -16.3
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -60.4, Med: -16.6, Max: 3.2
Current: -16.3
-60.4
3.2

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.61
Price-to-Tangible-Book ranked lower than
76.03% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
OLBK: 1.61
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.64, Med: 1.36, Max: 2.44
Current: 1.61
0.64
2.44
Price-to-Projected-FCF 0.92
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
76.93% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
OLBK: 0.92
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.51, Med: 0.91, Max: 1.7
Current: 0.92
0.51
1.7
Price-to-Median-PS-Value 1.34
Price-to-Median-PS-Value ranked lower than
84.84% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
OLBK: 1.34
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.52, Med: 1.19, Max: 2.74
Current: 1.34
0.52
2.74
Price-to-Graham-Number 1.02
Price-to-Graham-Number ranked lower than
76.42% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
OLBK: 1.02
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.61, Med: 1.09, Max: 1.71
Current: 1.02
0.61
1.71

More Statistics

Revenue (TTM) (Mil) $ 108.48
EPS (TTM) $ 1.74
Beta 0.81
Volatility % 20.8
52-Week Range $ 24.46 - 35.72
Shares Outstanding (Mil) 17.04

Analyst Estimate

Piotroski F-Score Details