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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.63
PFG's Cash-to-Debt is ranked lower than
80% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.48 vs. PFG: 0.63 )
Ranked among companies with meaningful Cash-to-Debt only.
PFG' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11  Med: 0.87 Max: 1.97
Current: 0.63
0.11
1.97
Equity-to-Asset 0.05
PFG's Equity-to-Asset is ranked lower than
70% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. PFG: 0.05 )
Ranked among companies with meaningful Equity-to-Asset only.
PFG' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.06 Max: 0.08
Current: 0.05
0.02
0.08
Debt-to-Equity 0.28
PFG's Debt-to-Equity is ranked higher than
50% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.28 vs. PFG: 0.28 )
Ranked among companies with meaningful Debt-to-Equity only.
PFG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08  Med: 0.24 Max: 0.74
Current: 0.28
0.08
0.74
Debt-to-EBITDA 1.84
PFG's Debt-to-EBITDA is ranked lower than
65% of the 57 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.17 vs. PFG: 1.84 )
Ranked among companies with meaningful Debt-to-EBITDA only.
PFG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.41  Med: 1.85 Max: 2.96
Current: 1.84
1.41
2.96
Interest Coverage N/A
PFG's Interest Coverage is ranked higher than
75% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 103.48 vs. PFG: N/A )
Ranked among companies with meaningful Interest Coverage only.
PFG' s Interest Coverage Range Over the Past 10 Years
Min: 0  Med: 0 Max: N/A
Current: N/A
Beneish M-Score: -2.54
WACC vs ROIC
9.69%
11.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 12.19
PFG's Operating Margin % is ranked higher than
67% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.16 vs. PFG: 12.19 )
Ranked among companies with meaningful Operating Margin % only.
PFG' s Operating Margin % Range Over the Past 10 Years
Min: 4.64  Med: 10.25 Max: 14.27
Current: 12.19
4.64
14.27
Net Margin % 10.23
PFG's Net Margin % is ranked higher than
72% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.08 vs. PFG: 10.23 )
Ranked among companies with meaningful Net Margin % only.
PFG' s Net Margin % Range Over the Past 10 Years
Min: 4.61  Med: 8.32 Max: 10.92
Current: 10.23
4.61
10.92
ROE % 12.05
PFG's ROE % is ranked higher than
73% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.29 vs. PFG: 12.05 )
Ranked among companies with meaningful ROE % only.
PFG' s ROE % Range Over the Past 10 Years
Min: 6.46  Med: 9.96 Max: 13.48
Current: 12.05
6.46
13.48
ROA % 0.56
PFG's ROA % is ranked lower than
57% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.70 vs. PFG: 0.56 )
Ranked among companies with meaningful ROA % only.
PFG' s ROA % Range Over the Past 10 Years
Min: 0.32  Med: 0.51 Max: 0.59
Current: 0.56
0.32
0.59
3-Year Revenue Growth Rate 10.80
PFG's 3-Year Revenue Growth Rate is ranked higher than
71% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.70 vs. PFG: 10.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PFG' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 7 Max: 15.6
Current: 10.8
0
15.6
3-Year EBITDA Growth Rate 12.30
PFG's 3-Year EBITDA Growth Rate is ranked higher than
72% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.20 vs. PFG: 12.30 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
PFG' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 11.25 Max: 21.2
Current: 12.3
0
21.2
3-Year EPS without NRI Growth Rate 15.10
PFG's 3-Year EPS without NRI Growth Rate is ranked higher than
76% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.60 vs. PFG: 15.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
PFG' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 12.1 Max: 56.4
Current: 15.1
0
56.4
GuruFocus has detected 3 Warning Signs with Principal Financial Group Inc PFG.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PFG's 30-Y Financials

Financials (Next Earnings Date: 2017-10-26)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

PFG Guru Trades in Q3 2016

Keeley Asset Management Corp 7,037 sh (New)
David Dreman 6,976 sh (unchged)
Bill Nygren 5,489,000 sh (unchged)
Ray Dalio Sold Out
Jeff Auxier Sold Out
Mairs and Power 2,882,914 sh (-0.65%)
Manning & Napier Advisors, Inc 44,061 sh (-29.82%)
» More
Q4 2016

PFG Guru Trades in Q4 2016

Jeremy Grantham 4,850 sh (New)
Paul Tudor Jones 10,900 sh (New)
David Dreman 8,098 sh (+16.08%)
Bill Nygren Sold Out
Keeley Asset Management Corp Sold Out
Mairs and Power 2,749,359 sh (-4.63%)
Manning & Napier Advisors, Inc 40,981 sh (-6.99%)
» More
Q1 2017

PFG Guru Trades in Q1 2017

Joel Greenblatt 15,843 sh (New)
Jeremy Grantham 246,825 sh (+4989.18%)
David Dreman 8,098 sh (unchged)
Mairs and Power 2,599,215 sh (-5.46%)
Manning & Napier Advisors, Inc 38,251 sh (-6.66%)
Paul Tudor Jones 4,200 sh (-61.47%)
» More
Q2 2017

PFG Guru Trades in Q2 2017

Caxton Associates 9,300 sh (New)
Jeremy Grantham 265,425 sh (+7.54%)
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
Mairs and Power 2,584,692 sh (-0.56%)
Manning & Napier Advisors, Inc 34,906 sh (-8.74%)
David Dreman 6,621 sh (-18.24%)
» More
» Details

Insider Trades

Latest Guru Trades with PFG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2017-06-30 Reduce -18.24%0.05%$60.55 - $65.88 $ 67.577%6,621
Joel Greenblatt 2017-06-30 Sold Out 0.01%$60.55 - $65.88 $ 67.577%0
Joel Greenblatt 2017-03-31 New Buy0.01%$57.09 - $64.2 $ 67.5711%15,843
David Dreman 2016-12-31 Add 16.08%0.04%$51.17 - $60.86 $ 67.5721%8,098
Keeley Asset Management Corp 2016-12-31 Sold Out 0.02%$51.17 - $60.86 $ 67.5721%0
Bill Nygren 2016-12-31 Sold Out 2.02%$51.17 - $60.86 $ 67.5721%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Principal Financial Group Inc

SymbolPriceYieldDescription
PFGPRBCL25.020.00Series B Preferred Stock, NonCumulative

Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524113    SIC: 6371
Compare:XKRX:032830, TSX:PWF, TSE:8750, LSE:SLA, LSE:LGEN, NYSE:LNC, XPAR:CNP, TSE:7181, LSE:OML, SHSE:601336, NYSE:UNM, ASX:AMP, TSX:POW, JSE:SLM, HKSE:00966, NYSE:TMK, XBRU:AGS, SGX:G07, TSX:GWO, NSE:ICICIPRULI » details
Traded in other countries:PG4.Germany,
Headquarter Location:USA
Principal Financial Group Inc is an investment management company. It offers a range of financial products and services, including retirement, asset management and insurance.

Principal Financial Group is a leading provider of retirement savings, investment, and insurance products, with $540 billion in assets under management and 20 million customers as of the most recent quarter. Once solely a mutual life insurance company, Principal has transformed itself to a financial services powerhouse by emphasizing retirement services and asset management for small and medium-size businesses and by leveraging its expertise in U.S. retirement systems to overseas markets.

Top Ranked Articles about Principal Financial Group Inc

5 Companies Reach 52-Week Highs Baidu, Cognizant, Rockwell among those achieving milestones
According to GuruFocus' list, these stocks have reached their 52-week highs. Read more...

Ratios

vs
industry
vs
history
PE Ratio 15.36
PFG's PE Ratio is ranked lower than
55% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.76 vs. PFG: 15.36 )
Ranked among companies with meaningful PE Ratio only.
PFG' s PE Ratio Range Over the Past 10 Years
Min: 4.37  Med: 13.95 Max: 28.7
Current: 15.36
4.37
28.7
Forward PE Ratio 12.24
PFG's Forward PE Ratio is ranked lower than
52% of the 33 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.85 vs. PFG: 12.24 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 15.36
PFG's PE Ratio without NRI is ranked lower than
54% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.76 vs. PFG: 15.36 )
Ranked among companies with meaningful PE Ratio without NRI only.
PFG' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.37  Med: 14 Max: 30.03
Current: 15.36
4.37
30.03
Price-to-Owner-Earnings 5.15
PFG's Price-to-Owner-Earnings is ranked higher than
71% of the 56 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.30 vs. PFG: 5.15 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
PFG' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.26  Med: 4.76 Max: 21.68
Current: 5.15
1.26
21.68
PB Ratio 1.75
PFG's PB Ratio is ranked lower than
67% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.19 vs. PFG: 1.75 )
Ranked among companies with meaningful PB Ratio only.
PFG' s PB Ratio Range Over the Past 10 Years
Min: 0.46  Med: 1.37 Max: 2.48
Current: 1.75
0.46
2.48
PS Ratio 1.57
PFG's PS Ratio is ranked lower than
73% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. PFG: 1.57 )
Ranked among companies with meaningful PS Ratio only.
PFG' s PS Ratio Range Over the Past 10 Years
Min: 0.16  Med: 1.18 Max: 1.77
Current: 1.57
0.16
1.77
Price-to-Free-Cash-Flow 5.85
PFG's Price-to-Free-Cash-Flow is ranked higher than
58% of the 55 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.02 vs. PFG: 5.85 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PFG' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.76  Med: 4.03 Max: 8.25
Current: 5.85
0.76
8.25
Price-to-Operating-Cash-Flow 5.55
PFG's Price-to-Operating-Cash-Flow is ranked higher than
56% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.84 vs. PFG: 5.55 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PFG' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.73  Med: 3.95 Max: 7.71
Current: 5.55
0.73
7.71
EV-to-EBIT 13.55
PFG's EV-to-EBIT is ranked lower than
80% of the 76 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.68 vs. PFG: 13.55 )
Ranked among companies with meaningful EV-to-EBIT only.
PFG' s EV-to-EBIT Range Over the Past 10 Years
Min: -1.2  Med: 11 Max: 25
Current: 13.55
-1.2
25
EV-to-EBITDA 12.06
PFG's EV-to-EBITDA is ranked lower than
70% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.33 vs. PFG: 12.06 )
Ranked among companies with meaningful EV-to-EBITDA only.
PFG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.9  Med: 9.9 Max: 22.1
Current: 12.06
-0.9
22.1
EV-to-Revenue 1.65
PFG's EV-to-Revenue is ranked lower than
71% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. PFG: 1.65 )
Ranked among companies with meaningful EV-to-Revenue only.
PFG' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.1  Med: 1.2 Max: 1.8
Current: 1.65
-0.1
1.8
PEG Ratio 1.05
PFG's PEG Ratio is ranked higher than
65% of the 49 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. PFG: 1.05 )
Ranked among companies with meaningful PEG Ratio only.
PFG' s PEG Ratio Range Over the Past 10 Years
Min: 0.21  Med: 0.86 Max: 12.41
Current: 1.05
0.21
12.41
Shiller PE Ratio 22.29
PFG's Shiller PE Ratio is ranked lower than
58% of the 43 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.84 vs. PFG: 22.29 )
Ranked among companies with meaningful Shiller PE Ratio only.
PFG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.54  Med: 15.78 Max: 22.3
Current: 22.29
8.54
22.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.68
PFG's Dividend Yield % is ranked lower than
55% of the 130 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.26 vs. PFG: 2.68 )
Ranked among companies with meaningful Dividend Yield % only.
PFG' s Dividend Yield % Range Over the Past 10 Years
Min: 1.2  Med: 2.28 Max: 9
Current: 2.68
1.2
9
Dividend Payout Ratio 0.40
PFG's Dividend Payout Ratio is ranked lower than
52% of the 93 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.28 vs. PFG: 0.40 )
Ranked among companies with meaningful Dividend Payout Ratio only.
PFG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25  Med: 0.32 Max: 0.4
Current: 0.4
0.25
0.4
3-Year Dividend Growth Rate 18.00
PFG's 3-Year Dividend Growth Rate is ranked higher than
72% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.10 vs. PFG: 18.00 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
PFG' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 16.9 Max: 37.5
Current: 18
0
37.5
Forward Dividend Yield % 2.79
PFG's Forward Dividend Yield % is ranked lower than
66% of the 128 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.55 vs. PFG: 2.79 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 6.67
PFG's 5-Year Yield-on-Cost % is ranked higher than
60% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.32 vs. PFG: 6.67 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
PFG' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.99  Med: 5.67 Max: 22.39
Current: 6.67
2.99
22.39
3-Year Average Share Buyback Ratio 0.90
PFG's 3-Year Average Share Buyback Ratio is ranked higher than
70% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. PFG: 0.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PFG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.4  Med: 2.65 Max: 0
Current: 0.9
-7.4
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.21
PFG's Price-to-Tangible-Book is ranked lower than
62% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.49 vs. PFG: 2.21 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PFG' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.8  Med: 1.67 Max: 4.99
Current: 2.21
0.8
4.99
Price-to-Intrinsic-Value-Projected-FCF 0.37
PFG's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
73% of the 48 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.54 vs. PFG: 0.37 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PFG' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.07  Med: 0.32 Max: 0.48
Current: 0.37
0.07
0.48
Price-to-Median-PS-Value 1.34
PFG's Price-to-Median-PS-Value is ranked lower than
74% of the 72 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.07 vs. PFG: 1.34 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PFG' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.19  Med: 1.17 Max: 1.44
Current: 1.34
0.19
1.44
Price-to-Peter-Lynch-Fair-Value 1.09
PFG's Price-to-Peter-Lynch-Fair-Value is ranked lower than
52% of the 23 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.85 vs. PFG: 1.09 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
PFG' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.59  Med: 0.93 Max: 2.71
Current: 1.09
0.59
2.71
Price-to-Graham-Number 1.22
PFG's Price-to-Graham-Number is ranked lower than
56% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. PFG: 1.22 )
Ranked among companies with meaningful Price-to-Graham-Number only.
PFG' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.64  Med: 1.08 Max: 1.75
Current: 1.22
0.64
1.75
Earnings Yield (Greenblatt) % 7.38
PFG's Earnings Yield (Greenblatt) % is ranked lower than
67% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.07 vs. PFG: 7.38 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PFG' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -83.9  Med: 9.1 Max: 422.6
Current: 7.38
-83.9
422.6
Forward Rate of Return (Yacktman) % 30.33
PFG's Forward Rate of Return (Yacktman) % is ranked higher than
73% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 20.94 vs. PFG: 30.33 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PFG' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 8.5  Med: 32 Max: 129.5
Current: 30.33
8.5
129.5

More Statistics

Revenue (TTM) (Mil) $12,559.50
EPS (TTM) $ 4.40
Beta1.50
Short Percentage of Float1.38%
52-Week Range $52.08 - 67.95
Shares Outstanding (Mil)288.96

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $)
EPS ($) 5.20 5.50 6.00
EPS without NRI ($) 5.20 5.50 6.00
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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