Full Year 2020 Bank Mandiri (Persero) Tbk PT Earnings Call Transcript
Good afternoon, ladies and gentlemen. Thank you for joining us, and welcome to Bank Mandiri Full Year 2020 Results. My name is Simorangkir Ronald. On behalf old Investor Relations team, I will be your host for today.
Before we begin, there are a couple of things that we would like to address. First, for those of you who are joining us, we strongly encourage you to download a copy of our presentation and financial statement currently available in our website in the Investor Relations section. And second, during the entire session, we will disable the raise hand buttons and chat features. And therefore, if you would like to ask a question, please send an e-mail to our e-mail address. That will be [email protected], and please state your name and your company on the subject of your e-mail and your questions on the body of your e-mail.
And with that, I would like to hand it over to our first speaker, our CEO, Pak Darmawan Junaidi.
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