Q3 2021 Bank Mandiri (Persero) Tbk PT Earnings Call Transcript
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Good evening, ladies and gentlemen, and welcome to PT Bank Mandiri third quarter '21 results. Thank you all for joining us today. My name is Laurensius, Head of Investor Relation. And together with us today, our speakers, we have Pak Darmawan, our CEO; Ibu Sandra, our Vice CEO; Pak Siddik, Chief Risk Officer; Pak Panji, our Treasury and International Banking Director; Pak Sigit, CFO; and Pak Tim, our IT Director.
Just for information, the video that you just watched was a review on New Livin' by Mandiri done by an Indonesian tech reviewer with more than 8 million subscribers.
Before we start, I strongly encourage you to download both our presentation material and financial statement currently available on the IR homepage of Bank Mandiri.
(Operator Instructions) We are also happy to take questions via e-mail afterwards, and we'll try our best to reply to your questions as soon as we can. And without further ado, I'll hand
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