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Q4 2020 PROG Holdings Inc Earnings Call Transcript
Good morning. My name is Andrea, and I will be your conference coordinator. At this time, I would like to welcome everyone to the PROG Holdings, Inc. Fourth Quarter 2020 Earnings Conference Call. (Operator Instructions) I would now like to turn the call over to Mr. John Ball, Vice President of Investor Relations for PROG Holdings. You may begin your conference.
Thank you, and good morning, everyone. Welcome to the PROG Holdings Fourth Quarter 2020 Earnings Call, our first as a stand-alone company. Joining me this morning are Steve Michaels, PROG's Chief Executive Officer; and Brian Garner, our Chief Financial Officer. Many of you have already seen a copy of our earnings release issued this morning. For those of you that have not, it is available on the Investor Relations website at investor.progleasing.com.
During this call, certain statements we make will be forward-looking. I want to call your attention to our safe harbor provision for forward-looking statements that can be found at the end of our earnings release. The safe harbor provision
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