Business Description
Root Inc
NAICS : 524128
SIC : 6331
ISIN : US77664L2079
Share Class Description:
ROOT: Ordinary Shares - Class ATotal Employee Number:
1,256Compare
Compare
Traded in other countries / regions
ROOT.USA Index Membership
Russell 2000Russell 3000Russell 3000Russell 2000 IPO Date
2020-10-28Description
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.58 | |||||
Equity-to-Asset | 0.2 | |||||
Debt-to-Equity | 0.6 | |||||
Debt-to-EBITDA | 2.08 | |||||
Interest Coverage | 4.22 | |||||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.88 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 59.1 | |||||
3-Year Book Growth Rate | -2.1 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.71 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 41.43 | |||||
9-Day RSI | 46.69 | |||||
14-Day RSI | 47.92 | |||||
3-1 Month Momentum % | -6.23 | |||||
6-1 Month Momentum % | 7.34 | |||||
12-1 Month Momentum % | -48.88 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -3 | |||||
Shareholder Yield % | 3.02 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 3.9 | |||||
EBITDA Margin % | 6.06 | |||||
FCF Margin % | 11.43 | |||||
OCF Margin % | 12.41 | |||||
ROE % | 21.14 | |||||
ROA % | 3.71 | |||||
ROIC % | 8.49 | |||||
3-Year ROIIC % | 54.37 | |||||
Years of Profitability over Past 10-Year | 2 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.84 | |||||
Forward PE Ratio | 21.7 | |||||
PE Ratio without NRI | 14.15 | |||||
Price-to-Owner-Earnings | 12.47 | |||||
PS Ratio | 0.57 | |||||
PB Ratio | 2.48 | |||||
Price-to-Tangible-Book | 2.48 | |||||
Price-to-Free-Cash-Flow | 4.85 | |||||
Price-to-Operating-Cash-Flow | 4.48 | |||||
EV-to-EBIT | 6.17 | |||||
EV-to-EBITDA | 5.28 | |||||
EV-to-Revenue | 0.32 | |||||
EV-to-Forward-Revenue | 0.23 | |||||
EV-to-FCF | 2.8 | |||||
Price-to-GF-Value | 0.6 | |||||
Price-to-Graham-Number | 1.25 | |||||
Earnings Yield (Greenblatt) % | 16.21 | |||||
FCF Yield % | 22.02 |
Root Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Root Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-25 17:00 | In 170 days | ||
| Annual report for 2026 | 2027-02-25 | In 169 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-25 | In 169 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-05 17:00 | In 58 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 57 days | ||
| Goldman Sachs Americas Financial Technology Conference | 2026-09-15 | In 6 days | ||
| KBW Insurance Conference | 2026-09-09 | 56.50 (-0.30%) | ||
| Second quarter earnings conference call for 2026 | 2026-08-05 17:00 | 59.12 (+3.05%) | ||
| Second quarter earnings results for 2026 | 2026-08-05 | 59.12 (+3.05%) | ||
| Morgan Stanley US Financials Conference | 2026-06-09 | 54.92 (+2.80%) |
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Guru Commentaries on NAS:ROOT
Buckley Capital
Bearish
2026 Q2
What the manager wrote
We exited most of our Root position at a substantial loss. While we hope to reenter the position in the future, we underestimated how long and how deep the industry headwinds ROOT is facing will persist. Given how soft the commercial auto insurance market is currently, it will be very hard for ROOT to execute in the near term. ROOT is our one material mistake this year thus far, but we have a significant chance of making that money back eventually in the position, as we still believe the long-term story is compelling.

