Business Description
Heritage Insurance Holdings Inc
NAICS : 524126
SIC : 6331
Description
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in more than 10 states in the United States. It also offers commercial residential insurance primarily for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.98 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 1.28 | |||||
| Debt-to-EBITDA | -0.73 | |||||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -1.91 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.3 | |||||
| 3-Year FCF Growth Rate | -16.1 | |||||
| 3-Year Book Growth Rate | -3.9 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 77.8 | |||||
| 9-Day RSI | 75.27 | |||||
| 14-Day RSI | 72.8 | |||||
| 6-1 Month Momentum % | -25.62 | |||||
| 12-1 Month Momentum % | -70.35 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.61 | |||||
| Forward Dividend Yield % | 9.18 | |||||
| 5-Year Yield-on-Cost % | 4.79 | |||||
| 3-Year Average Share Buyback Ratio | 3.2 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -33.01 | |||||
| ROE % | -81.35 | |||||
| ROA % | -10.18 | |||||
| ROIC % | -13.7 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Shiller PE Ratio | 23.77 | |||||
| PS Ratio | 0.11 | |||||
| PB Ratio | 0.58 | |||||
| Price-to-Tangible-Book | 1.02 | |||||
| EV-to-EBIT | 0.37 | |||||
| EV-to-EBITDA | 0.38 | |||||
| EV-to-Revenue | -0.12 | |||||
| EV-to-FCF | 2.32 | |||||
| Price-to-Projected-FCF | 0.08 | |||||
| Earnings Yield (Greenblatt) % | 270.27 |
