NYSE:HRTG (USA)
Heritage Insurance Holdings Inc
$
13.95
-0.13 (-0.92%)
| Volume: | 5,438 | Avg Vol (1m): | 184,250 |
| Market Cap $: | 418.68 Mil | Enterprise Value $: | -248,230,000.00 |
| P/E (TTM): | 19.66 | P/B: | 0.93 |
| Earnings Power Value | 22.27 |
| Net Current Asset Value | 0 |
| Tangible Book | 7.04 |
| Projected FCF | 68.82 |
| Median P/S Value | 18.68 |
| Graham Number | 10.6 |
| Peter Lynch Value | 0 |
| DCF (FCF Based) | 0 |
| DCF (Earnings Based) | 0 |
1Y (-%)
Manual of Stocks™ Web
Financial Strength : 4.4/10
GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
| Current | vs industry | vs history | |
|---|---|---|---|
| Cash-to-Debt | 1.99 |
Cash-To-Debt range over the past 10 years
Min: 0.83, Med: 10000, Max: 10000
Current: 1.99
| |
| Equity-to-Asset | 0.26 |
Equity-to-Asset range over the past 10 years
Min: 0.19, Med: 0.35, Max: 0.44
Current: 0.26
| |
| Debt-to-Equity | 0.32 |
Debt-to-Equity range over the past 10 years
Min: 0.04, Med: 0.35, Max: 0.63
Current: 0.32
| |
| Debt-to-EBITDA | 3.94 |
Debt-to-EBITDA range over the past 10 years
Min: -0.27, Med: -0.27, Max: 3.94
Current: 3.94
| |
| Beneish M-Score | -3.63 |
Not Manipulator
Manipulator
| |
| WACC vs ROIC % |
ROIC 7.5%
WACC 6.06%
| ||
Profitability & Growth : 4/10
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
| Current | vs industry | vs history | |
|---|---|---|---|
| Net Margin % | 3.97 |
Net Margin range over the past 10 years
Min: -97.09, Med: 7.71, Max: 27.41
Current: 3.97
| |
| ROE % | 4.76 |
ROE range over the past 10 years
Min: -19.44, Med: 9.48, Max: 63.3
Current: 4.76
| |
| ROA % | 1.06 |
ROA range over the past 10 years
Min: -6.68, Med: 3.62, Max: 18.81
Current: 1.06
| |
| 3-Year Total Revenue Growth Rate | 6.70 |
3-Year Revenue Growth Rate range over the past 10 years
Min: 12.2, Med: 24.95, Max: 144
Current: 12.2
| |
| 3-Year EPS w/o NRI Growth Rate | -30.10 |
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: -15.05, Max: -21.5
Current: -30.1
|
» HRTG's 30-Y Financials
Financials (Next Earnings Date: 2019-08-02)
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Business Description
| Industry | Insurance - Property & Casualty » Insurance - Property & Casualty NAICS : 524126 SIC : 6331 |
| Compare | HSTC:PVI BKK:AYUD TPE:2850 NAS:GBLI HKSE:00222 BKK:TIP NAS:DGICB NYSE:HCI NAS:NODK SGX:U13 XKRX:000400 XKRX:000370 ISX:ABDA XKRX:000540 NAS:PTVCB BKK:SMK XTAE:ZUR NAS:FNHC NAS:HALL TSE:8715 |
| Traded in other countries | |
| Address | 2600 McCormick Drive, Suite 300, Clearwater, FL, USA, 33759 |
| Heritage Insurance Holdings Inc is a provider of property and casualty insurance products. The company primarily offers personal residential insurance for single-family homeowners and condominium owners, rental property insurance, and commercial residential insurance in Florida and North Carolina. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claim processing internally. | |
Ratios
| Current | vs industry | vs history | |
|---|---|---|---|
| PE Ratio (TTM) | 19.66 |
PE Ratio range over the past 10 years
Min: 5.68, Med: 14.22, Max: 1743
Current: 19.66
| |
| PE Ratio without NRI | 19.66 |
PE without NRI range over the past 10 years
Min: 5.68, Med: 14.22, Max: 1743
Current: 19.66
| |
| Price-to-Owner-Earnings | 2.54 |
Price-to-Owner-Earnings range over the past 10 years
Min: 2.39, Med: 5.78, Max: 7.83
Current: 2.54
| |
| PB Ratio | 0.93 |
PB Ratio range over the past 10 years
Min: 0.73, Med: 1.16, Max: 2.61
Current: 0.93
| |
| PS Ratio | 0.78 |
PS Ratio range over the past 10 years
Min: 0.65, Med: 1.04, Max: 2.5
Current: 0.78
| |
| Price-to-Free-Cash-Flow | 2.11 |
Price-to-Free-Cash-Flow range over the past 10 years
Min: 1.87, Med: 3.38, Max: 31.94
Current: 2.11
| |
| Price-to-Operating-Cash-Flow | 2.06 |
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 1.83, Med: 3.32, Max: 31.36
Current: 2.06
| |
| EV-to-EBIT | -9.54 |
EV-to-EBIT range over the past 10 years
Min: -89.6, Med: 8.95, Max: 166.1
Current: -9.54
| |
| EV-to-EBITDA | -7.09 |
EV-to-EBITDA range over the past 10 years
Min: -145.7, Med: 6.55, Max: 164.3
Current: -7.09
| |
| EV-to-Revenue | -0.51 |
EV-to-Revenue range over the past 10 years
Min: -0.6, Med: 0.9, Max: 2.3
Current: -0.51
|
Dividend & Buy Back
| Current | vs industry | vs history | |
|---|---|---|---|
| Dividend Yield % | 1.72 |
Trailing Dividend Yield range over the past 10 years
Min: 0.22, Med: 1.54, Max: 2.56
Current: 1.72
| |
| Dividend Payout Ratio | 0.34 |
Dividend Payout Ratio range over the past 10 years
Min: 0.02, Med: 0.2, Max: 0.34
Current: 0.34
| |
| 3-Year Dividend Growth Rate (Per Share) | 68.70 |
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 68.7
Current: 68.7
| |
| Forward Dividend Yield % | 1.70 | N/A | |
| Yield-on-Cost (5-Year) % | 1.73 |
Yield-on-Cost (5y) range over the past 10 years
Min: 0.22, Med: 1.54, Max: 2.56
Current: 1.73
| |
| 3-Year Share Buyback Rate | 4.40 |
3-Year Share Buyback Rate range over the past 10 years
Min: -69.2, Med: 2.25, Max: 4.6
Current: 4.4
|
Valuation & Return
| Current | vs industry | vs history | |
|---|---|---|---|
| Price-to-Tangible-Book | 1.98 |
Price-to-Tangible-Book range over the past 10 years
Min: 1.19, Med: 1.97, Max: 3.71
Current: 1.98
| |
| Price-to-Projected-FCF | 0.20 |
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.2, Med: 0.21, Max: 0.32
Current: 0.2
| |
| Price-to-Median-PS-Value | 0.75 |
Price-to-Median-PS-Value range over the past 10 years
Min: 0.73, Med: 0.99, Max: 2.28
Current: 0.75
| |
| Price-to-Graham-Number | 1.33 |
Price-to-Graham-Number range over the past 10 years
Min: 0.55, Med: 1, Max: 8.83
Current: 1.33
| |
| Earnings Yield (Joel Greenblatt) % | -10.38 |
Earnings Yield (Greenblatt) range over the past 10 years
Min: -14.26, Med: 4.3, Max: 13.7
Current: -10.38
|
More Statistics
| Revenue (TTM) (Mil) $ | 486.41 |
| EPS (TTM) $ | 0.71 |
| Beta | 0.67 |
| Volatility % | 27.4 |
| 52-Week Range $ | 12.85 - 17.9 |
| Shares Outstanding (Mil) | 30.01 |