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Full Year 2021 Standard Bank Group Ltd Earnings Call Transcript
Good morning, ladies and gentlemen. Thank you ever so much for joining us as we present our 2021 results. (Operator Instructions)
2021 was a year of recovery for the world economy, which grew at 5.9%, a vast improvement from the 3.1% decline in 2020. In the second half of the year, increased demand and supply chain disruptions caused inflation and the prospect of tighter monetary policy increased volatility. Climate change and then the Omicron variant dominated the global agenda in the latter part of the year.
In Sub-Saharan Africa, the recovery was more muted, with the regional economy growing at 4%. Following a very severe contraction in 2020, the South African economy is estimated to have grown by 4.9% in 2021. Social grants provided support to low- and no-income households. And debt levels in the middle- and upper-income households remained below previous levels, indicating their capacity to borrow. The events that took place in KwaZulu-Natal and Gauteng in July were a harsh reminder of
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