Standard Chartered PLC (OTCPK:SCBFY)
$ 53.77 -0.51 (-0.94%) Market Cap: 58.50 Bil Enterprise Value: 72.31 Bil PE Ratio: 13.02 PB Ratio: 1.11 GF Score: 63/100

Q3 2025 Standard Chartered PLC Earnings Call Transcript

Oct 30, 2025 / 08:00AM GMT
Release Date Price: $41.64 (+2.69%)
Diego De Giorgi
Standard Chartered PLC - Group Chief Financial Officer, Executive Director

Good morning, and good afternoon, everyone. Thank you for joining us today. First, I will take you through our third quarter results. After this, I will be joined by Bill, who is dialing in from our Dubai office today, and we will be happy to take your questions. In my remarks, I will be comparing the third quarter underlying performance year-on-year at constant currency unless otherwise stated.

It has been another strong quarter. We delivered the 9% growth in profit before tax on the back of a 5% increase in income. Our growth engines have continued to deliver consistently with a record quarterly performance in Wealth Solutions and global banking.

As a result, we are upgrading our 2025 income growth guidance to be towards the upper end of the 5% to 7% range at constant currency, excluding notable items. We had previously guided this to be at the lower end of the range.

And more importantly, we now expect to deliver a return on tangible equity of around 13% in 2025. This exceeds our

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