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Q3 2020 Yiren Digital Ltd Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to Yiren Digital Third Quarter 2020 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded.
I would now like to hand the conference over to Lydia Yu. Thank you. Please go ahead.
Thank you, and welcome to Yiren Digital's Third Quarter 2020 Earnings Conference Call. Today's call features the presentation by the Founder, Chairman and CEO of CreditEase and CEO of Yiren Digital, Mr. Ning Tang; CFO of Yiren Digital, Ms. Na Mei; and CRO of Yiren Digital, Mr. Michael Ji. Ms. Mei Zhou, Senior VP of Yiren Digital; and Mr. Dennis Cong, Director of Yiren Digital, will join the presenters in the Q&A session.
Before beginning, we would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and factors that could
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