Upstart Holdings Inc at Morgan Stanley Technology, Media & Telecom Conference Transcript
Afternoon everybody. Thanks for joining us this afternoon, here at the 2026 Morgan Stanley TMT conference. Very excited to have Sanjay Data, President of Upstart. Thanks for being here.
Thank you.
Before we get started with Sanjay. Quickly I've got, I'm going to read a couple disclosures we have ours which is please see the Morgan Stanley research disclosure website at morganstanley.com/researchdisclosures and then upstarts asking me to read theirs.
Today's discussion may contain forward-looking statements that relate to future results and events which are based on upstart information available as of today and are subject to risks and uncertainties. Actual results may differ materially from these forward-looking statements. The discussion may also include non-GAAP. Measures which are not a substitute for GAAP results, please refer to the company's filings with the SEC and its IR website for additional information,
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