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AIB Group plc Investor and Analyst Update Transcript
Good morning, ladies and gentlemen, and welcome to our head office here in Dublin for a business update and the announcement of the conclusion of our strategic review as we approach the end of this extraordinary year in all our lives. My name is Colin Hunt, and I will bring you through our strategic update to 2023.
I'm joined by my colleague and our CFO, Donal Galvin, who'll bring you through the financial details. And at the end of the formal presentation, we'll have an opportunity for questions and answers on this morning's announcements. We first met in virtual format on March 6, last. When we outlined the details of our strategic refresh, our commitment to simplify, streamline and strengthen this organization and our new financial targets. These were for a 2022 cost base of less than EUR 1.5 billion. A CET1 ratio in excess of 14%, and a return on tangible equity north of 8%.
But one short week later, Ireland first went into lockdown. And over the course of the past 9 months, we all have grappled with an unprecedented and
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