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Q4 2022 Credicorp Ltd Earnings Call Transcript
Good morning, everyone. I would like to welcome you all to the Credicorp Limited Fourth Quarter 2022 Conference Call. A slide presentation will accompany today's webcast, which is available in the Investors section of Credicorp's website. Today's conference call is being recorded. (Operator Instructions).
Now it is my pleasure to turn the conference over to Credicorp's IRO, Milagros Cigüeñas. You may begin.
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Thank you, and good morning. Speaking on today's call will be Gianfranco Ferrari, our Chief Executive Officer; and Cesar Rios, our Chief Financial Officer. Participating in the Q&A session will also be Reynaldo Llosa, Chief Risk Officer; Dario Ferrari, Head of Universal Banking; Francesca Raffo Chief Innovation Officer, Cesar Rivera, Head of Insurance and Pension; and Carlos Sotelo, Mibanco's Chief Financial Officer.
Before we proceed, I would like to make the following safe harbor statements. Today's call will contain forward-looking statements, which are based on
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