Bread Financial Holdings Inc at Goldman Sachs U.S. Financial Services Conference Transcript
Here. Up next, we're pleased to have Bread Financial joining us once again. Bread has continued to execute on its strategy, being a leading provider in the credit card space through responsible growth. disciplined risk management, in addition after significantly improving its financial position, it's become a capital return story, which should be a solid EPS level for the company looking ahead.
Joining us from Bread is CEO, Ralph Andretta, and Chief Financial Officer Perry Beberman.Today's discussion is going to be a fireside chat. So maybe I'll kick it off with you, Ralph. You've done a ton to transform the company over the past few years. Maybe just talk a little bit about what are you -- what have you done? And what are your current areas of focus as we move into 2026?
Questions & Answers
All right. Thank you, and thank you for recognizing what we've done. I think it's going to be more of the same. It's -- I've
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